Homes For Sale Ajax Ontario – Search the best real estate in Toronto

22 October, 2011

Canada has one of the highest ratios where most of the families there own their own house. When it comes to investment in the real estate market Canada has always been fist choice for most of them. Toronto located in Canada is the largest city of north America ranked on the fifth position and has a population of 2.6 million roughly. Most of the top rated companies of the world are also present on Toronto. It can be defined as a city which is full of opportunities and you would never regret a real estate move in here.
People from all walks of life are present in this city. It is one of those few places which is blessed with multiculturalism and you can actually realize that more than 100 languages are spoken in this one place,  no matter yo belong to whichever place you would always find yourself comfortable in this place. It is easy to have real estate dealings at such place. The real estate in Toronto is the best that anyone could ever think of. Rightly said the “city of neighborhoods” each place there has its own uniqueness.  The home sin Markham and the homes in Ajax have been upcoming attractions for the real estate buyers. Also the Pickering homes and the Richmond homes are not less.  For a person dealing with the real estate properties the location and the exposure of that location matters a lot and all these places hold it all.

More and more number of wealthy expatriates are drawn towards Canada and they are looking for major investments in Toronto. The real estate market of Toronto is blooming and these are due to more and more amount of wealthy people investing their real estate funds in Toronto. For people facing problems with the increasing mortgages rates in Toronto the financial firms have started giving various schemes for the flexible loan rates and these schemes would help the investors to cope up with the soaring rates which at time become the reason for unmanageable payments for the mortgage.
This is expected to grow more and more stronger after 2010 as the Canadian dollar has not been hitting parity and thus the land tax transfer policies does not seem to lose its pace and would not slow down the Toronto real estate markets.  This would definitely bare many unknown disasters concerning the real estate market and would be a good investment for the real estate dollars.  Rest all is about the foreign investment in Toronto. Big typhoons have been investing in this place. Invest in Toronto. That’s a wise decision.

Markham Real Estate agent Tom Sachdeva offers you the most complete list of <a rel=”nofollow” onclick=”javascript:_gaq.push([‘_trackPageview’, ‘/outgoing/article_exit_link/5144028’]);” href=””>Markham homes</a> for sale in Markham – view our Ontario MLS House listings search for your perfect home.<a rel=”nofollow” onclick=”javascript:_gaq.push([‘_trackPageview’, ‘/outgoing/article_exit_link/5144028’]);” href=””>Homes in Markham</a> ,Markham real estate MLS Listings & Markham houses.

Markham Real Estate agent Tom Sachdeva offers you the most complete list of Markham homes for sale in Markham – view our Ontario MLS House listings search for your perfect home.Homes in Markham ,Markham real estate MLS Listings & Markham houses.

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Houses For Sale Windsor Ontario – Selling Your House with a Realtor vs. Privately

18 October, 2011

Before I was a real estate agent, I bought a few properties myself, all with the help of my real estate agent. For the most important investments of my life to that point, I figured an agent was a necessity! Since joining the profession, I’ve come to learn that more than a few deliberate between using an agent or not to sell their home. Some facts:

Less than 10% of all For Sale by Owners (FSBOs), are successful in selling their home by themselves.
90% of all potential Buyers of your property are already using a real estate agent
the Multiple Listing Service (MLS) is used by the vast majority of out of town Buyers to find properties that match their needs; bear in mind Windsor has the third highest per capita immigration rate in Canada.
80% of real estate sold through an agent sells higher than houses sold privately.
Investment properties are going to get seasoned investors enquiring, not naïve 1st time buyers. You need a strong negotiator in between the two parties.
A Buyer comes into your home looking for reasons NOT to buy the property. They won’t cite their concerns to the seller out of politeness, but they will freely to their real estate agent. This gives a chance to have these concerns quelled, and an offer presented.
It is extremely rare for a Buyer’s agent to bring his clients to a private deal. These agents also have listings, and their listing clients would kill the agent for trying to sell a private deal and not their own home!
You don’t have to pay for any advertising.
You don’t have to do the open houses.
This is an important one. If you’ve accommodated for the sales agent’s commission in your “bottom line” price, then it’s really not you paying the commission.
Financing knowledge is crucial. Myself, I have 18 different financing techniques at my fingertips, and you’d be surprised how often this knowledge is required to complete a deal. Call me for financing options at 519-250-8800.
Knowing which professionals to deal with. Who’s a competent lawyer? Is that particular building inspector going to do an in depth 2 hour inspection of the house, or 20 minutes? Should I go with a bank or a mortgage broker?
People feel much more secure dealing with a realtor. A realtor, unlike a private seller, is legally responsible for his actions. Without a realtor, a buyer is concerned about getting taken by a sneaky seller – there is no legal recourse for a buyer in a private deal!

I hope this helps. I don’t think many people realize the amount of work involved in selling a house. An agent is compensated for a lot of hard work, personal expense in advertising your home for sale, and the wealth of knowledge they bring to the table (e.g. available Buyers, financing options, what price to list your property at etc. etc. etc.)

To buy or sell a home, give us a call. We have a team ready and waiting to help you! Ontario RCI Team 519-250-8800.

OntarioRCI is a team of professional realtors who are investors also and have an in depth knowledge of real estate investment, marketing and land lording. Fixing and flipping good investment properties pays you much. Through these profits you get financial stability and diversify your portfolio. Our ability to identify quick fix and flip will enable you to gain maximum.  Let’s help you by adding value to your business. OntarioRCI is the best one in fix and flip deals in Windsor ON.  Contact Ontariorci at 519-250-8800 for more information on POS properties in Windsor-Essex County.

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Houses For Sale London Ontario – Tesla Motors

15 October, 2011

Corporate strategy

Tesla’s primary goal is to increase the number and variety of EVs available to mainstream consumers in three ways: Tesla sells its own vehicles in a growing number of company-owned showrooms and online; it sells patented electric powertrain components to other automakers so that they may get their own EVs to customers sooner; and it serves as a catalyst and positive example to other automakers, demonstrating that there is pent-up consumer demand for vehicles that are both fun to drive and socially responsible. General Motors’ then-Vice Chairman Robert Lutz said in 2007 that the Tesla Roadster inspired him to push GM to develop the Chevrolet Volt, a hybrid sedan prototype that aims to reverse years of dwindling market share and massive financial losses for America’s largest automaker. In an August 2009 edition of The New Yorker, Lutz was quoted as saying, “All the geniuses here at General Motors kept saying lithium-ion technology is 10 years away, and Toyota agreed with us — and boom, along comes Tesla. So I said, ‘How come some tiny little California startup, run by guys who know nothing about the car business, can do this, and we can’t?’ That was the crowbar that helped break up the log jam.”

The Tesla Roadster has a base price of US9,000, prompting criticism in the media that the company is catering exclusively to affluent consumers. Tesla’s goal is to sell EVs to mainstream consumers at more affordable pricesut Tesla purposely aimed its first production vehicle at “early adopters” so that the company could optimize the technology before cascading it down to less expensive vehicles. (The company’s subsequent car, the Model S sedan, is anticipated to begin production for the 2012 model year with a base price of ,400, roughly half that of the Roadster.) This approach is a well known business strategy in Silicon Valley and the global technology industry, where prices for cellular phones, laptop computers and flat-screen televisions drop dramatically every product cycle. However, this approach has been rare in the global auto industry, where the prevailing business model has been one of mass production in assembly plants optimized to build hundreds of thousands of vehicles per year with comparatively low sticker prices. According to a blog post by Tesla CEO, Chairman and Product Architect Elon Musk, “New technology in any field takes a few versions to optimize before reaching the mass market and in this case it is competing with 150 years and trillions of dollars spent on gasoline cars.”

History and financing

Corporate headquarters in San Carlos, CA

Tesla Motors was incorporated in Delaware on July 1, 2003 by Martin Eberhard and Marc Tarpenning to pursue mass production of AC Propulsion’s tzero prototype electric car. With a small amount of personal funding, they rented Tesla’s first office in Menlo Park, California and set about developing a business plan. They quickly added Ian Wright to the team and in January 2004 started looking for funding to develop an production electric sports car. They arranged with AC Propulsion to borrow their TZero prototype to demonstrate to potential investors the performance possible with an electric car. By April, they found a lead investor in Elon Musk and closed a Series A capital investment round of USD.5 million. The round included Compass Technology Partners and SDL Ventures, as well as many private investors. Musk, a South African-born entrepreneur, became Tesla’s Chairman of the Board. Musk later led Tesla Motors’ Series B, USD million, investment round which added Valor Equity Partners to the funding team. Musk co-led the third, USD million round in May 2006 along with Technology Partners. Tesla’s third round included investment from prominent entrepreneurs including Google co-founders Sergey Brin & Larry Page, former eBay President Jeff Skoll, Hyatt heir Nick Pritzker and added the VC firms Draper Fisher Jurvetson, Capricorn Management and The Bay Area Equity Fund managed by JPMorgan Chase. The fourth round in May 2007 added another USD million and brought the total investments to over USD5 million through private financing.

In August 2007, Martin Eberhard was replaced by an interim CEO, Michael Marks. In December 2007, Ze’ev Drori became the permanent CEO and President of Tesla Motors. In January 2008, Tesla Motors fired several key personnel who had been involved from the inception after a performance review by the new CEO. According to Musk, Tesla was forced to reduce the company workforce by about 10 percent to lower its burn rate, which was out of control in 2007.

The fifth round in February 2008 added another USD million. Musk, who was President of PayPal before it was bought by eBay, had contributed million of his own money to the company by this time.

In October 2008, Musk succeeded Ze’ev Drori as CEO. Drori became Vice Chairman. He left the company in December.

By January 2009, Tesla had raised USD7 million and delivered 147 cars.

On May 19, 2009, Germany’s Daimler AG, maker of Mercedes, acquired an equity stake of less than 10 percent of Tesla for a reported million. The investment deepened the relationship between the inventor of the automobile and the newest member of the global auto industry. As part of the collaboration, Prof. Herbert Kohler, Vice President E-Drive and Future Mobility at Daimler AG, took a seat on Tesla board of directors. In July, Daimler announced that Abu Dhabi’s Aabar Investments bought 40 percent of Daimler’s interest in Tesla.

In June 2009 Tesla was approved to receive 5 million in interest-bearing loans from the United States Department of Energy. The funding, part of an billion program for advanced vehicle technologies (Advanced Technology Vehicles Manufacturing Loan Program), supports engineering and production of the Model S sedan, as well as the development of powertrain technology that Tesla plans to sell to other automakers. The low-interest loans are not related to the “bailout” funds that GM and Chrysler have received, nor are they related to the 2009 economic stimulus package. The Department of Energy loan program was created in 2007 during the George Bush administration in order to get more fuel-efficient vehicle options to U.S. consumers and to decrease the country’s dependence on foreign oil.

The company announced in early August 2009 that it had achieved overall corporate profitability for the month of July 2009. The company said it earned approximately million on revenue of million. Profitability arose primarily from improved gross margin on the 2010 Roadster, the second iteration of Tesla award-winning sports car. Tesla, which like all automakers records revenue when products are delivered, shipped a record 109 vehicles in July and reported a surge in new Roadster purchases.

In September 2009, Tesla announced an .5 million round to accelerate Tesla’s retail expansion in advance of the Model S. Daimler participated in the round to maintain equity ownership from its initial investment. A new investor was Fjord Capital Partners, under the leadership of founders Michael Obermayer (a former senior partner and director of McKinsey & Company, Inc), Arild Nerdrum and Xavier de La Rochefoucauld. Fjord is a specialized European private equity manager investing into the clean energy sector globally. Fjord invests growth capital in renewable and low-carbon companies and projects.

On 29 January 2010, Tesla Motors filed Form S-1 with the U.S. Securities and Exchange Commission, as a preliminary prospectus indicating its intention to file an initial public offering underwritten by Goldman Sachs, Morgan Stanley, J. P. Morgan and Deutsche Bank Securities.


Tesla Roadster

Main article: Tesla Roadster

Tesla Roadster

Tesla Motors’ first production vehicle, the Tesla Roadster, is an all-electric sports car. Tesla announced in January 2010 that it had produced its 1,000th Roadster and had delivered cars in 43 states and 21 countries. According to test results from an EPA certified laboratory, the car has a range of 244 miles (393 km) per charge (using a standard EPA cycle of 45 percent highway driving and 55 percent city driving). Tesla acknowledges that if the car is driven extremely fast in typical racecar “performance testing,” efficiency is not optimized and the car, like its internal-combustion engine predecessors, will not achieve 244 miles per charge — and conversely if driven more moderately it can achieve significantly more range than 244 miles per charge. On Oct. 27, 2009, the Roadster set a new world record when customer Simon Hackett drove the entire 313-mile segment of Australia’s annual Global Green Challenge on a single charge. The company and reviewers state that the Tesla Roadster accelerates from zero to 60 mph (97 km/h) in under four seconds and has a top speed of 125 mph (201 km/h) (limited for safety). The cost of powering the vehicle is estimated at US.02 per mile. The base price of the car is US9,000, and it qualifies for numerous state tax waivers, as well as the ,500 federal tax credit.

Prototypes were introduced to the public in July 2006, and the Tesla Roadster was featured on the cover of Time in December 2006 as the recipient of the magazine’s “Best Inventions 2006ransportation Invention” award. Demand was high for the first “Signature One Hundred” set of fully equipped Roadsters, which sold out in less than three weeks, and the second hundred sold out by October 2007. The first production model was delivered to Elon Musk, then-Chairman of the Board, in February 2008, and general production began on March 17, 2008.

In July 2009, Tesla

Homes Ontario Canada – Lease to Own Homes in Canada

05 October, 2011
Homes Ontario Canada
by mjb84

With the historically low interest rates recently available, many people purchased their first homes in Canada over the past year.  What if your credit is poor and you don’t qualify for traditional mortgages?  Often only high interest loans are available if you are considered a credit risk.  Another option to become a home owner is through lease to own homes in Canada.

With some lease to own programs, you get to choose the home you want to buy.  You are able to move into the home right away and can decorate or make improvements.  When you make your monthly lease payments on time, you work towards building or repairing your credit. When the time comes to purchase the home at the agreed upon price, you will have a better chance to qualify for low mortgage rates.

In addition, you can benefit from any rises in home prices during the period you are paying the lease.  Since the purchase price is pre-determined, you benefit from any rises in home values above that price.  This difference is considered equity, and can also help you obtain a mortgage – much like having a larger down payment would.

Working with an expert lease to own company also helps you avoid many of the pitfalls in buying your first home.  The company will pre-qualify the home, making certain it is a sound investment in terms of price, structure and build.

Lease to own homes in Canada are a good way to start building equity and living in your dream home, before real estate prices go up further.

Sherie Hickman is a mortgage enthusiast living in Oakville, Ontario Canada always searching for the best mortgage rates and terms for local residents.

Ontario Property – Properties to rent fame the Canada

29 September, 2011


Are you looking in that properties to rent fame the Canada? Apartments for Rent London Ontario, certainly believe you hold come to the felicitous place. Very few property portals cater for all sectors of the rental property market, including listings from landlords and agents. You may further notice that Apartments for Rent London Ontario, cover lettings string many parts of the Canada that other sites do not cater for.

Apartments for Rent London Ontario, aim to offer the highly well-qualified assistance possible, with a commitment to answer all e-mails received. Apartments for Rent London Ontario, believe in being as slightly owing to possible, and to take notice of our customers’ needs. Some of our competitors embargo advertising to letting agents only, whilst others constitutionality chiefly to particular landlords. We regard fix a service open to all, with no restrictions. For Apartments for Rent London Ontario, and other areas, select the topical Search Button, or character our Ontario coverage locations above. Apartments for Rent London Ontario, is committed to offering you the best service possible. Every day higher Ontario rentals are posted by Ontario property owners, managers, roommates and tenants. It doesn’t matter who you are, Apartments for Rent London Ontario, has something to name you. If you have any questions or comments, please feel free to contact us about our listing again rental services.

Calgary Apartments for Rent Down Town, Impress your rush associates from the comfort of your home gig bring off with High further Wireless Internet and computer desk. When visiting these apartments, grill about thrive of the cave also whether it’s been renovated or retrofitted dominion greater drawing near. Older buildings may mention lesser rent rates due to the property but may also feature latter soundproof windows and doors juice accord with city ordinances.

Toronto Apartments for Rent Down Town, is committed to providing you the fastest and easiest way to locate your new Apartment rental. Toronto Apartments for Rent Down Town, service has some of the superlatively advanced search capabilities on the en tangle to assist you domination locating your next pad rental. If you buy any comments to make regarding our website, please donate legit feedback by Contacting Us. We cede attain back to you as right now as possible.

Apartments for Rent London Ontario, aim to offer the highly well-qualified assistance possible, with a commitment to answer all e-mails received. Apartments for Rent London Ontario, believe in being as slightly owing to possible, and to take notice of our customers’ needs.

Haliburton Real Estate – Ontario Muskoka – Home Away From Home!

25 September, 2011

Muskoka region has long been considered as the home away from home for most of the permanent villagers who preferred to make the Muskoka as their second residential location. Most of the time when tourists or new visitors are moving for Muskoka, Ontario, they use to think for traveling the north region of this place. Well, it’s the cottage county of Muskoka that has managed to draw significant amount of response for last few years among the tourist population moving here. This part of the world has managed to draw more response in the traveling world due to its offering of numbers of beautiful lakes, cottages, and provincial parks. Here tourists can too draw the opportunity to explore different amazing outdoor destinations that are exactly generating a personal vision of Ontario’s Muskoka. Here the Muskoka cottage owners seems to be emphatic most of the time because it’s the single most destination in this part of the world where you can find luxury resorts and quaint villages. Muskoka will be hosting 2010 G8 Summit. Most of the time people know that Muskoka is located north to the Toronto. It’s the highway 400 that is exactly making Muskoka a highly accessed location. To the south border of Muskoka, the Simcoe County is located and the changes along the Severn River valley are a quite pleasing sight for the tourists here. To the west of Muskoka, it’s the main border Tay, which is a township. Muskoka has also managed to reach the Georgian Bay.



The Haliburton Highlands – A Natural Work of Art!


This part of the world has managed to acquire different name! Haliburton County has also managed to draw a significant amount of response from the traveling world in terms of its great Ontario outdoor locations. Here you can find out four municipalities and each of them is having a local municipal government. These municipalities are:



Municipality of Dysart et al
Municipality of Highlands East
Township of Minden Hills
Township of Algonquin Highlands


Highway no.35 is connecting the Haliburton with the other cities of Ontario. This highway use to run at the center of the county and making it easy to access for all the travelers wish to move here on a tour. Well, it’s the Haliburton Chamber of Commerce that has named this place as the Haliburton Highlands – A Natural Work of Art! With so many outdoor destinations, and with a strong arts community, this part of the world has always managed to offer its visitor’s abundant fun and amazing stuffs in order to make the tour really successful. Her you will also come across different lakes that are loaded with enough beauty factors and the forests here are simply awesome. Exploring these highlands can bring in more fun for your tour and that’s for sure!




Kingston – Explore the Limestone City


It’s not always easy to access Kingston, Ontario. Its always easy to access this place when you want to get around it and when you are here to move for different exotic destinations located in this part of the world. Kingston as a tourist destination is conveniently located just off the highway no.401. This highway is located at the center of a famous hub that is again located between Ottawa, Montreal, Toronto and Syracuse. This part of the world is conveniently located beside the lake Ontario, the St. Lawrence River and the Historic or famous Canal Rideau. These are the best part of the Kingston that is exactly making this place highly accessed from the tourist’s point of view. Kingston is the place that has been considered as the pleasant and adventurous destination. It has also been termed as the Limestone City due to its distinct buildings that are made of local limestone rock. Kingston is located at the south end of the Canal Rideau. And at the same time the lake Ontario is there to produce a scenic backdrop for the entire city.


Muskoka, Haliburton, Kingston cabin and cottage rentals


More Ontario cabins and cottages for rent


More rental Cottages, Cabins, Chalets and Resorts in Canada

Mls Guelph Ontario – Your Septic System

21 September, 2011

Do you know where the water goes when you empty a sink or flush a toilet? If your home is in a city, the wastewater likely goes into a municipal sanitary sewer system to a sewage treatment plant. If your home is located in a rural area or a small community, you are likely one of the 25 per cent of Canadians whose wastewater is treated by a septic system (also referred to as an onsite wastewater system). A septic system treats your sewage right in your own yard and releases the treated effluent back into the groundwater (see Figure 1).

Credit: Éric Brunet, Ontario Rural Wastewater Centre, University of Guelph
Figure 1:Wastewater recycling from an onsite system

How Does My Septic System Work?

A properly functioning septic system receives all the wastewater created from household use (including toilets, showers, sinks, dishwasher, washing machine, and so on), treats the wastewater to a safe level, and returns the treated effluent to the groundwater system. A conventional septic system is composed of a septic tank and a soil filter called a leaching bed. A leaching bed may also be called a drain field, an absorption field or a tile field.

Septic Tank

The purpose of the septic tank is to separate liquids from solids and to provide some breakdown of organic matter in the wastewater. A septic tank is a buried, watertight container made from concrete, polyethylene or fiberglass. In the past, the tank was sometimes made of steel or wood. If you have a steel tank, it is likely rusted through and needs replacing. If you have a wooden one it is likely rotting and may need replacing. The size of the septic tank will depend upon the size of the house (number of bedrooms) and household water use, with minimum tank volumes ranging from 1,800 to 3,600 L depending on the province or territory. Older tanks may be smaller than those installed today and tanks may have one or two compartments, depending upon when and where they were installed.

As wastewater from the house enters the septic tank, its velocity slows allowing heavier solids to settle to the bottom and lighter materials to float to the surface (see Figure 2). The accumulation of settled solids at the bottom of the tank is called “sludge” while the accumulation of lighter solids (greases and fats), which form a mass on the surface, is called “scum”. Anaerobic bacteria, which are always present in wastewater, digest some of the organic solids in the tank. Clarified wastewater in the middle of the tank flows by displacement into the leaching bed for further treatment in the soil layer.

Credit: Éric Brunet, Ontario Rural Wastewater Centre, University of Guelph
Figure 2: Common septic tank with access risers and effluent filter

Leaching Bed

The partially treated wastewater from the septic tank flows into the leaching bed (see Figure 3). The leaching bed is typically a network of perforated plastic distribution pipes laid in gravel trenches over a layer of soil. In most provinces, the soil layer must be a minimum of 0.7 – 1.2 m above the high ground water table or a restrictive layer such as bedrock or clay and have a certain permeability (absorptive capacity). Older systems may have been constructed with clay tiles instead of plastic pipes, while new systems may use plastic chambers to replace the gravel trenches and perforated piping. The actual size, design and layout of the leaching bed is defined in provincial/territorial code or regulation and is based upon the volume of sewage generated, the absorptive capacity of the underlying soils, and the depth to the high groundwater table or limiting/restrictive layer. Wastewater can flow by gravity from the septic tank to the distribution lines, or where required, can be collected in a pump chamber and pumped to a leaching bed at a higher elevation.

The leaching bed is a soil filter which uses natural processes to treat the wastewater from the septic tank. Contaminants in the wastewater include solid and dissolved organic matter (carbon compounds), nutrients (nitrogen and phosphorus) and harmful bacteria and viruses. A slime layer of bacteria, called a “biomat” layer, forms at the bottom and sidewalls of each distribution trench; and it is in this layer where much of the treatment occurs. Bacteria in the biomat layer and surrounding soils consume the organic matter in the wastewater as well as transform ammonia nitrogen, which is toxic to some aquatic species, to the less toxic form of nitrate-nitrogen. Harmful bacteria and viruses present in the wastewater are largely removed in the leaching bed through filtration, predation (eaten by other microbes) and environmental exposure. Some leaching bed soils will contain iron, aluminium or calcium which can adsorb phosphorus from the wastewater. The soil bacteria which perform the treatment require oxygen to function; therefore the leaching bed must be installed in soils that are not saturated by surface water run-off or a high groundwater table, and should not be paved or covered over with pavement, patios, sheds, and so on.

The leaching bed soil must be the right type to retain the wastewater long enough for treatment to occur, while at the same time allowing the wastewater to infiltrate into the ground (refer to your provincial or territorial regulations).

Credit: Éric Brunet, Ontario Rural Wastewater Centre, University of Guelph
Figure 3: Conventional septic system

In cases where there is a sufficient separation from either the high groundwater table or bedrock, the network of drainage piping is installed directly in the native soil or in imported sand if the permeability of the native soil is not suitable. This is called a (see Figure 3). In cases where the high groundwater table or bedrock is close to the surface, the leaching bed must be raised so that there is sufficient unsaturated soil under the drainage piping. This is called a  (see Figure 4).

Credit: Éric Brunet, Ontario Rural Wastewater Centre, University of Guelph
Figure 4: Raised bed system

Aerobic Treatment Technologies

There are many site conditions where it is impractical to impossible to install a conventional septic system such as: high groundwater table, bedrock, poor soil conditions (i.e. clay, silt, till) or inability to meet the setback distances from surface water, wells or property boundary lines. In these cases, an aerobic treatment technology is often used. These treatment technologies are proven technologies which have been on the market since the 1970s with numerous installations across North America. Aerobic technologies treat the wastewater to a higher level (secondary and tertiary) than a septic tank, permitting the treated effluent to be discharged into a much smaller area than is required for treatment by a conventional leaching bed. Each province and territory has its own regulations for aerobic treatment technologies and you should consult with your local regulatory authority to determine which technologies are approved in your locality.

Aerobic treatment technologies typically have three components: a settling tank (this may be smaller than a conventional septic tank), the aerobic treatment unit which removes much of organic matter from the wastewater, and a dispersal system, which is often a small leaching bed (see Figure 5).

Credit: Éric Brunet, Ontario Rural Wastewater Centre, University of Guelph
Figure 5: Alternative treatment technology


Aerobic treatment technologies all rely on aerobic micro-organisms to break down the organic matter in the wastewater. In order to optimize treatment, the treatment unit vessels either include a material to support the growth of micro-organisms (called attached growth media), or a continuous mixer to keep micro-organisms in suspension (called suspended growth). Many technologies utilize either an air pump or blower to provide oxygen to the micro-organisms, while some technologies are designed as “trickling filters”, where effluent is dosed onto an unsaturated media and the micro-organisms use the oxygen in the air which surrounds the media.

The treated effluent is typically discharged into a small leaching bed, although there are alternative methods in some jurisdictions including pressure distribution systems near the soil surface or even discharge to surface waters. Consult with your provincial/territorial authority to see which methods of dispersal are permitted in your area.

In most provinces, homeowners with aerobic treatment technologies are required to have a maintenance contract with an authorized service provider to inspect and maintain their systems. Things to consider when purchasing an aerobic treatment technology are:

Is the technology or product brand approved in your province?
Does the manufacturer provide a reliable service contract and support in your area?
What are the maintenance requirements and costs associated with the technology (frequency and timing required for inspections, effluent sampling, and replacement parts)?
What is the cost and availability of replacement parts?
What are the annual energy costs (pumps, aerators)?
What are the frequency, volume and costs of pumping out the system?
What are the special considerations for installing the system for seasonal use and winterization?
What Do I Need to Do to Keep My Septic System Working?

Having easy access to the septic tank is the first step to routine maintenance. For tanks that are buried in the ground it is a very good idea to install access risers, which extend the tank lids to or near the surface (see Figure 2). Should there be a need to access the tank during the winter, risers will make the job much easier. Risers can be made of plastic or concrete and

Foreclosures Ottawa Ontario – Home Equity Q&A

18 September, 2011

Is it even possible? Want to do remodeling, pay off son’s vehicle etc. Will also pay off house so I won’t enjoy two “mortgage” payments. From what I’ve heard a HELOC is easier/faster to get. What I want to…

i have a personal note that i settle up 50 per month interest on and it is secured by my homes equity, a second if you will, and i wanted to know if i can write this off?…

If the line of credit was used (and is solely anyone used) toward the purchase of my house, can the interest I pay on it be claimed on my taxes like mortgage interest? yes If the home equity line of credit is used solitary to purchase the…

if it is used for personal reasons? Tax laws differ from country to country and perchance state to state but I think in broad: Interest paid on money borrowed for investment purchases is tax deductable. The home equity chain…

If your mortgage/PMI/Property taxes amount to 00/month, and you pay 0 on the 1st of the month and 0 on the 15th, will this help you gain equity on the house faster and, surrounded by turn, pay off the loan quicker? Or will it work out to be impossible…

she owns her house outright and it is worth at lease 0,000 she is on a pension Why not buy your own home, short the help of your mother? If you can’t buy one on your own, maybe you shouldn’t hold…

My Fiance and I recently split.. She lived in my house for a angelic year and a half…. By Texas law, is she entitled to partially the equity in this house? And if this happens, when and how will she be owed…

We are not in foreclosure but this bank have had trouble. I’m trying to understand our position should they emergency full payment of the equity line. Unless you have a ballon or a constraint on the loan or are…

I am ready for foreclosure. I cannot afford any more payments. I have two cars that are fully rewarded and I am just wondering if a bank can repossess or put a lien on them? No, they cannot repossess your cars. But get…

My partner and I are splitting up. We own a home together. Can she take out a home equity line of credit short my signature? Not unless she forges your signature. No, to do any mortgages, or refinances, etc, both spouses must be present, even…


Including what documentation I would need? And how I would go something like utilizing it? My husband did all the brick/stone on the outside of the house himself along with adjectives the flooring. Thank you!! Julie You saved the money (adding equity to improve the…

I am facing in this coming May a “dramanic” increase in my interest rate and inevitability to refiance but do not have much equity in my house because of a house equity procession of credit I have out. check with…

A relative has left me their home as slice of the proceeds of their estate. I have been cleaning out the house over times past month and now that it is almost empty it is comparatively evident that…

I’m new to this buying a home. I’m not sure what is home equity is or how i get it and what to do next to it. I know that u can use it to upgrade you home but can u make money on your home equity? if so…

If both your names are on the title then you MUST hold your spuse sign on the home equity loan.

line of credit sure it’s your money! cha ching you freshly hit a small lottery, but don’t blow ALL of it! You can buy anything near it. I wouldn’t though. Especially a car. It looses value and your house doesn’t. yes you can… the major benefit individual that…

It depends on if it is a limited power of attorney, or a full power of attorney. If it is limited, it depends on the stipulations nominated. Yes

Yes, but your liability for the 2nd TD is enforceable against you, even after the foreclosure. Good luck.

I just bought a house for 65,000 using an equity line and lolly. 40,000 in cash and 25,000 equity string. After fixing up, it will be worth about 90,000. Since i don’t have a morgage on this house, can i…

I have a second home that I am trying to sell but if I can’t market it I am going to have to turn it into a rent house. I have fixed this house up so I own lots of equity…

My sister is asking me for money to pay up her home equity line. When I asked going on for her mortgage payment, she said she paid it sour with her home equity line. Is that possible to borrow money on your home to…

Yes, you are exchanging one from of debt for another. Yes you can using a HELOC loan call this for its a tax write offable Home Equity line of credit=HELOC I get one and it was a godsend. I got 50k…

yes you can assuming that you are letting the house go also.failing that you would want to keep up on house relateecstatics. not usually…. Your Heloc was secured by the equity in your house. Your house is the collateral for it. Bankruptcy with the…

I own a condo in Florida and have some equity within it. My bills are too much and i’m going to file for chapter 7 bankruptcy. I want to extract any equity out of the home and money back personal family debts…

Kayla, I wonder what you mean by “release.” If you mean how can you access or grasp your hands on the money you have built up within equity, if there is enough equity, you can apply for a home equity loan at a guard…

Little background: I live in Ottawa, Ontario (Canada) and own about ,000 equity in my current home. I owe just about about ,000 for miscellaneous creditors and personal loans. My credit is poor but I”m trying to clean it up and I also don’t own…

yes you can but you just have to find the right place. anyone can assume a mortage if it is an assumable one or find one where on earth the vendor takes vertebrae the mortage. there are lots of…

Only for two properties deaing beside Mortgage interest. Regarding property taxes you can have more than two properties. You can reduce by the mortgage interest from your first home and your second home. If you rent out your…

Yes…. but they will only bestow on what you got into it. I AM Yes, but the rates aren’t too desirable. Hi Cool Dad, Great question! You can absolutely carry a HELOC on…

I’m not a banker, but I believe you would have to bequeath up the usda loan in order to switch to a home equity loan. It is usually crooked to have more then one loan using alike property as collateral. As I said…

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Ontario House Listings – Meadowvale Mississauga Ontario house prices increase dramatically in November 2009

17 September, 2011


Meadowvale real estate continues to grow stronger month after month.  In November we saw sales increase over last  year at this same time by more than 45%.  This large increase is rare even coming out of a recession.  What is most interesting is that not only are the sales up but we saw an increase to the average price of homes by more than 12%.

An area of concern for the buyers is that we are in a very strong sellers market with inventory down by more than 65% over last year.  We have also seen the average days in the market for a home decline by 51% over last year and we are seeing the final % of price based on listing price increase by 2%.


What does all this mean?  For you sellers or people that are thinking of selling get your home on the market now.  We have qualified buyers for condominiums, townhomes, detached homes and semis that are ready to purchase today in the meadowvale, lisgar, trelawny, chuchill meadows, streetsville, sawmill valley, pheasant run and erin mills area.  We have never seen prices increase as dramatically as they have over the past year.  We are witnessing multiple offers and in some cases bidding wars on listings right now.

For the buyers there are still deals to be had but it is important that you are working with a realtor so that you are able to receive hot new listings the moment they come on the market.  If you search on your own you will be looking at older listings that tend to be over priced.

For more information on how you can avoid getting into bidding wars you can call the author of this article or e-mail her at  Whether you are buying your first home or looking for a larger home or you have not been able to find your luxury dream home or you are simply an investor thinking of buying investment property then let me help you find your desired home.  You can also visit my website by clicking onto the above link to view all the homes currently for sake.


I am Realtor based in Mississauga Ontario and have been selling Residential and Commerical Real Estate since 1996. I work with Sellers, Buyers and Investors in Mississauga and the Greater Toronto Area (GTA). I have assisted hundreds of families,their relatives and friends in buying and selling homes for them in Mississauga, Toronto,
Brampton, Oakville, Milton, Etobicoke, Goergetown. My work and testimonials from many clients can be viewed on my website at If you are thinking about selling your home, my advice is that the best way to select your Real Estate Representative is to find the person with the best stratgey for marketing your home. If you are a buyer looking to purchase a home then select your Real Estate Representative who is going to protect you and your interests whilst working hard to find you a home that meets your needs.

If you are a buyer or a seller who has not yet found a Real Estate Representative of your choice, then please give me a call at 905-828-6550 or my direct line 905-824-7355 or e-mail me at and you can also visit my website at to read many interesting articles on Real Estate.

Real Estate Listings: Mississauga, Ontario 4 Bdrm. Semi-Detached Home Beautiful brand New 4 Bdrm. Semi-Detached Home, Apprx. 1200 Sq Ft. With Hardwood And Ceramics On Main Flr..+ Maple Extended Kitchen Cabinets !!! Oak Stairs !!! Double Door Entry !!!! Entrance To Basement From Garage ! No Walkway On Driveway !!! Designer’s Back Splash In Kitchen and much more Alvaro De la Torre http T: 416-220-4087
Video Rating: 5 / 5

House For Sale Toronto Beach – Farm for Sale in York Durham Region, North of Toronto, Ontario, Canada: Great Equestrian, Cattle Farm, Two Farms 300 Acres

16 September, 2011

Farm for Sale – Farm One a 93 Acre Farm with 3 Bedroom Panabode/Log Home & Approximately 60 Acres Of Workable Farm Land. Currently Used As Sod Farm Plus House With Investment Income.

This English River Setting absolutely Gorgeous and a Great Investment. EnjoyThe Beautiful Scenic Black River, Meandering Through The Property with Great Fishing and Feed the Deer, the Views and including a solid Bridge To Your Private Pond. Close To New 404 Extension,To Be Completed 2012.

This Property Can Be Linked To The 207 Acre Adjacent Farm To The South For A 300 Acre Parcel. Please Contact For Further Details.

his Property Can Be Linked To The 207 Acre Adjacent Farm To The South For A 300 Acre Parcel. Please Contact For Further Details.Farm Two 207 Acre Horse Equestrian/Cattle Farm
In a Beautiful English Country River Setting. This Property Has Good Workable Open Land Presently In Hay Crop & 12 Paddocks with trails throughout property.The Two Barns and other Out Buildings have Existing Horse Stalls & Loafing Area For Cattle with Ample Upper Storage For Hay.


The Black River runs through property, great bottom land, good for crops approximately 60 -80 acres of workable land for farming, and 100 acres of woods and trails.

The Modern Brick Side Split Home Compliments This Unique Property W/Winding River & Bush Trails For Horses or ATV’s. Close To New 404 Extension,To Be Completed 2012.

This is a Great Investment, could be Equestrian Centre
contact Mr. Don Bremner
dwbremner ( @ ) HotMail dot com

Farm Two 207 Acre Horse Equestrian/Cattle Farm
In a Beautiful English Country River Setting. This Property Has Good Workable Open Land Presently In Hay Crop & 12 Paddocks with trails throughout property.The Two Barns and other Out Buildings have Existing Horse Stalls & Loafing Area For Cattle with Ample Upper Storage For Hay.

The Black River runs through property, great bottom land, good for crops approximately 60 -80 acres of workable land for farming, and 100 acres of woods and trails.Pat Burns, Broker of Record
Shorelands Realty Inc.
mailto:shorelandsrealty ( @ ) rogers dot com

Shorelands Realty Inc. Brokerage
72 McRae Beach South
Pefferlaw ON L0E 1N0
Toll Free: 1-800-529-0331
Fax: 705-437-4029
Send An Email
mailto:shorelandsrealty ( @ ) rogers dot com