Foreclosure Faq – Chapter 13 Vs. Loan Modification: Securing Your Protection From Foreclosure

22 May, 2011

Getting protection from foreclosure is neither an easy nor a slow process. From the day you receive a foreclosure notice in Missouri, you typically have around 21 days to make a decision about your home. While you could have more time in Illinois, nothing is guaranteed when it comes to foreclosure. If you’ve done any research at all you’ve probably come up with two possible solutions: Chapter 13 bankruptcy in Missouri and Illinois or Loan Modification. So, which one is better?

Loan Modification has changed in the last year—and not for the better. A year or two ago, I may have recommended a loan modification for those who are in a temporary situation like a job change or small medical emergency that had adjusted their budget in the short term. But with the latest housing crisis and dismal performance of the loan modification, I’m not sure I would recommend it at all, for any situation. America’s largest lender hasn’t been able to approve 96% of loan modification requests.

To even be eligible for a modification, you have to be behind on your payments. This has led to people purposefully falling behind on their mortgage in order to qualify. Since the waiting line for modification requests is so long, they are often so far behind by the time people are told that they can’t get the mortgage modified that it is impossible to catch up.

On the other hand, Chapter 13 bankruptcy in Missouri and Illinois gives homeowners a permanent solution to debt. Even if you think your financial situation is temporary, you may be surprised to find out how quickly and far you can fall into debt in just a short amount of time. Even what seems like a small change in your budget could lead you down into the bottomless hole of debt. A permanent solution might truly be in your best interest.

A St Louis or Wentzville Missouri bankruptcy attorney can help you reorganize your debt, save your home, and get back on your feet. Bankruptcy is a very powerful federal law that forces your creditors to take less money over a longer period of time—and prevents them from taking action against you like repossessing your car, harassing you and your family, or taking your home.

Not sure if bankruptcy is the best solution for you? Get free information like blogs, articles, bankruptcy faq, and even free books from great attorneys in your area. The sooner you start your education, the likelier you are to be able to save your home.

Missouri Bankruptcy attorney James Brown has been working to relieve the debt of hard-working American families for over 15 years. He has dedicated his career to educating consumers about options for debt relief and has released 5 publications, including, “Get Out of Debt: Secrets Your Creditors Don’t Want You to Know.” You can request a free copy at http://www.castlelaw.net

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Houses For Sale Oshawa – Top 7 Reasons to Buy a Home in Oshawa Ontario

22 May, 2011

Oshawa is an exciting, growing and vibrant community drawing much attention from home buyers. With easy and efficient highway & rail access, Oshawa is quickly becoming an ideal location for commuters working in Toronto. Recent significant investments in education, transportation, infrastructure, entertainment and community services have transformed Oshawa into one of Canada’s fastest growing cities.

As both a resident and real estate agent working in Oshawa, I know first hand what a wonderful place this city is to live and raise a family.

Here are my Top 7 Reasons to Buy a Home in Oshawa:

1. Big City Amenities – As one of the fastest growing cities in Canada, Oshawa residents benefit from the significant amount of business and government investment in enhancing this community. All the big city amenities are available here without the urban sprawl, crowding and traffic congestion. Oshawa boasts several spacious indoor shopping malls, big box stores like Wal-Mart and Home Depot, multiplex movie theaters and modern community centers to name a few.

2. Transportation – Many commuters find Oshawa to be an extremely attractive place to live and own a home because of the comparatively lower housing prices and the regular commuter train service into downtown Toronto provided by VIA Rail and GO Transit. New subdivisions continue to expand the availability of affordable as well as upscale new homes for sale. The extension to Highway 407 across the city’s northern section is scheduled for completion by 2013 and there are plans for two new arterial highways/roadways that connect Highway 401 to Highway 407.

3. Community and Recreation Facilities – Oshawa has excellent community, recreation and sports facilities. These modern state-of-the-art new buildings all incorporate the latest in both technology and security/safety standards. For outdoor enthusiasts Oshawa home owners are close to numerous dog parks, green spaces, conservation areas and pathways along rivers for walking and cyclists. Oshawa has been highly effective at blending technology alongside nature to allow both to co-exist in harmonious balance. There are also several ongoing beautification projects for these parks and similar upgrades to the downtown area of Oshawa.

4. Education – Oshawa has made significant investments in its education sector with the construction of some new high schools and the new University Campus (UOIT). The two universities (UOIT and Trent) have each purchased substantial parcels of land both within the city of Oshawa and on its outskirts. These will be used to expand and add new facilities for classes and student housing.

5. Social and Family – Oshawa is a vibrant, fun and family oriented community with plenty of restaurants (casual and formal dining), bookstores, theaters, nightclubs, pubs and much more. There are places for kids, families, teens and adults alike. Lakeview Park is a particularly popular spot with new events springing up constantly. Many of the newer people moving to Oshawa are middle class dual income earners with younger families.

6. Health Care – Major improvements and upgrades have been made to the Oshawa Hospital along with the building of a new cancer hospital at Oshawa General (Lakeridge Health). Several new walk-in medical clinics opened recently expanding the already high level of quality health care. In addition, new senior citizen homes have been opened to offer neighborhood families the same high quality of care for their elderly loved ones.

7. Automotive Capital of Canada – A Mecca for automotive enthusiasts, Oshawa is the headquarters to General Motors which employs thousands or workers and is often referred to as the “Automotive Capital of Canada”. There continues to be much excitement since the announcement that the fifth generation Chevrolet Camaro is now being manufactured at the Oshawa Car Assembly.

Summary:

Oshawa offers a unique blend of the best of suburban community lifestyle with all the benefits and amenities of the big city. Buying a home in Oshawa continues to be an excellent choice for families and working professionals alike. Given the strong projected growth forecasts for this area, house prices are expected to continue to rise and demand will always be high for such a desirable location. As an Oshawa home owner my family and I highly endorse the quality of life in this wonderful vibrant community.

I am a Full-Time Realtor living in the Durham Region and servicing Oshawa,Whitby, Courtice, Bowmanville, Brooklin and Newcastle. I am also a married Father of 2 boys and a dog (like a 3rd kid!). With my vast knowledge from my time in the construction industry, I can help in identifying problems or potential problems with the integrity of a home. I also take great pride in being able to share my knowledge of areas that my clients are interested in. My wife and I spent a great deal of time researching areas to move to when we decided to start a family and live in Oshawa. It was the second best thing we did besides having the boys!

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Foreclosure Cleanout – What Is Involved in a Foreclosure Cleanout?

21 May, 2011

 

Unfortunately, the foreclosure rate in Las Vegas and Nevada in general is extremely high. Here, Chris Darling of A Track-Out Solution talks about what is involved in a foreclosure cleanout and who can help. He also adds that his company provides clean-out and dumpster rental services in Las Vegas, and that foreclosures are one of their specialties.

 

In Las Vegas, foreclosures are an unfortunate fact of life. The area was one of the hardest hit by the housing crisis that began in 2006, with home prices falling sharply and many people who’d been wooed by attractive loan packages, easy entry and low interest rates finding it difficult to make their home payments once their loans’ introductory periods had passed. While the situation is improving, as of early 2010, Las Vegas still reports one of the highest 90-day delinquency rates in the country and a foreclosure rate that’s nearly seven times the national average.

 

Why a Waste Removal Company Is Needed

If someone has fallen behind on his mortgage payments, then he may face a foreclosure in which he is asked to leave his home. Occasionally, the bank will offer something referred to as “cash for keys.” In this type of arrangement, the bank gives the resident a sum of money in exchange for vacating the house without causing any damage. The reason this is sometimes offered, is that individuals who are facing foreclosure have a tendency to become angry at the bank and intentionally damage the home as a means of revenge.

 

There are many examples of foreclosures in Las Vegas wherein the former occupants have removed anything they could from the home – including cabinets, doors, pool equipment and more – to sell before they were required to vacate. I once walked into a house where the outlets were missing and the wires were sticking out where the switches used to be. I also heard of a foreclosure case in which the former occupant had gone into the roof and cut all the ceiling joists before leaving.

 

You’d be surprised at what some people will do when they’re faced with the prospect of losing their homes. Even when major damage isn’t present following a foreclosure, the home is often left in an extremely messy, even dangerous, state. Unfortunately for the bank, this creates a situation in which the home must be cleared out and cleaned before it can be sold. This is where a waste removal company like A Track-Out Solution can be very helpful.

 

What We Can Help

In my experience, the clean-out process involves clearing the house of any of the former occupant’s belongings. Surprisingly, many leave behind furniture and personal items that aren’t of any use to the bank. Furthermore, if parts of the home have been damaged or partially removed, any remaining loose items will need to be cleared out and hauled away. In a case like this, the bank may ask local contractors to submit bids for the clean-out project.

 

Usually, to facilitate the clean-out, we will provide a dumpster and several laborers to empty the home. The home is cleared of the former occupants’ belongings, and any parts of the home that cannot be cleaned or repaired will also be removed. Sometimes we may even need to take up the carpets and padding if they’re in very bad shape. Once the home has been cleared, the waste bin is hauled away and the items are treated the same way demolition or construction waste might be treated – taken to a facility where the bin’s contents can be sorted and prepared for recycling or re-use.

 

We are dedicated to providing affordable and reliable cleanout services for houses, estates and business in Greater Las Vegas, NV. We are committed to recycling as much as possible, and we do our best to minimize the amount of waste that goes into our landfills. We believe in protecting the environment while serving our customers’ waste removal needs – that’s just the way we like to do things.

 

 

Chris Darling is a writer for property inspector or more related articles at Yodle Consumer Guide.

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Foreclosures By – A Primer to Preventing Foreclosure, Practical Options

21 May, 2011

Those facing a home foreclosure need to understand that if you need to delay a foreclosure that you must act as soon as you think that you will have a problem paying your mortgage. Foreclosures are time sensitive issues and banks tend to move as fast as possible. If you think that the law has been overlooked and you have been the victim of an illegal foreclosure, contact a foreclosure attorney (http://foreclosure-attorney.blogspot.com) immediately.

Generally, the first step stopping foreclosure is to contact your banks. Not making contact and staying in touch you are speeding up the foreclosure process. Before we call though, we must first cover some initial details.

Preventing a foreclosure is a convoluted matter and will need preparation in advance of any action.

How to Prepare

Teach Yourself About Foreclosures: Become educated on foreclosures so that you appreciate what you are facing. This should reveal the alternatives that are possible and will help lessen your stress by uncovering what can and can’t happen when you are facing foreclosure. Being familiar with foreclosures will also help you to bypass foreclosure relief scams and other costly missteps.

Master the Timeline: Homeowners facing foreclosure should be aware of the normal foreclosure timeline relevant in your state.

Study the Process: Understanding the foreclosure process, along with where you stand in the process, will affect the best option to prevent a foreclosure.

Stay Alert: Stay abreast of the market conditions for real estate in your community. Know how intense the rate of foreclosures are because this will affect your available solutions. For example, if there is a abundance of foreclosures in your neighborhood, putting your home up for sale, one of the options to avoiding foreclosure, may not be the optimum idea.

Get Advice: It is always a wise to consult with an expert, whether that is a real estate agent, or a counselor or an attorney (http://foreclosure-attorney.blogspot.com), to make sure that you get their informed opinion.

“Experts” don’t always know everything and sometimes they are even self-proclaimed, so don’t trust anyone 100% but use other people’s perspectives to enrich your own. Read and strudy as much as you can and you’ll be better prepared to tackle the task of saving your home.

 

 

A pseudo man of the law but fully practicing human being. With a history in real estate and law, Mike Olivarez is the pen name of the foreclosure attorney.

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How To Buy Repo Homes – Using the Web for Buying Repo Homes

20 May, 2011
How To Buy Repo Homes
by YoTuT

The Internet is the best resource if you are interested in buying repo homes. This is because you have the ability to make market comparisons, see tons of houses, and you don’t have to spend as much time as you would on the streets looking at houses.

If you want to invest in houses then the best place to go is the web. Online gives you the opportunity to make market comparisons while sitting in the comfort of your own house. You don’t have to get in the car and drive around and look at each property. This is because most houses for sale online today that are foreclosures have plenty of photos to give you a good idea what they look like. You can run comparisons on local sales and learn how the market is doing in the area. This will allow you to understand which house is the best investment.

When you use the web for researching then you can also save a lot of time. It can take hours just to see one house and if it is really far away then it can cost you in gas money too. You can view houses online in just a few minutes to get a good idea if it may be a prospect of an investment for you or not. Saving time is one of the biggest reasons that you want to use the Internet and it is in your favor, especially if you have high speed Internet. This way you won’t have to wait a long time for the pictures to load for each house.

When buying repo homes online you have the opportunity to look at every neighborhood, every home, and every price range you want to. You can customize your search to the way that you want to find a house. You can find out how long houses have been owned by the bank after not selling at the auction and you can see how low the bank has dropped the price of the house also since the beginning of the bank ownership. You can view hundreds of homes all over the nation and find the investment property that is right for you.

Joseph Smith has been educating buyers on the finer points of Repo Homes at Foreclosure-Repo-Auction.com for over five years.

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Calgary Real Estate Rentals – It is all about Calgary Real Estate

20 May, 2011

Usually investors from of all over the world look for holiday hotspots and Calgary is considered as one of the best tourist spot. They usually invest in these places because they know that they will enjoy the best returns. Usually investors seek a place that has established infrastructure and facilities for tourists. Investors also benefits from the modern lifestyle as people in Calgary always want to enjoy a quality and outstanding variety of lifestyle. So investing in Calgary Real Estate is considered as one of the best option. . Investors can obtain best rental returns during the season of skiing and also during other season as the town is well established and has numerous places of attraction which can be visited at any time of the year.

Investors are flocking either to buy commercial real estate, residential rental property or vacation kind of property. Again residential property can be properties for single family or apartments. Depending upon the location of the property the amount of investment varies. It is seen that in some provinces the price of property has increased over time and so it has kept some investors away from the property investment market. While at some cities it is seen that a flat market is prevailing in the real estate market. Citizens from other countries are also buying condominiums, apartments and townhouses as mode of investment on property. It is expected that Calgary Real Estate market is going to flourish within the next couple of years.

Before investing in any kind of land at any place around the world, be it for Calgary Real Estate or a land in USA, it is advisable that you must perform a thorough market research about the prices and rate of interest available in the market. You can take the help of Internet to find out more about the real estate of this area. You can easily get the quotes, price and location of different properties you wish to buy. You can even contact the local realtors to know more about Calgary Real Estate.

Adam Forrest is an expert who generally writes on real estate companies who provide the people with home selling and buying services In Calgary & surrounding areas. The author also tries let the people know about various tools that help them in their home search, such as mortgage calculator and home loan pre-approval form.For more info you can visit Calgary Real Estate.

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Ontario Bank Foreclosures – Investing in Toronto Over Bank Foreclosures

20 May, 2011

You may not notice it but opening doors of opportunities for people to buy properties foreclosed by banks makes surviving the current financial crunch a lot easier.  It unburdens the banks of maintaining a property, especially a real estate one, or disposing it in order to create a financially trustworthy image.  If a property is still under the threat of foreclosure, viable options are presented for the owner.  While doing all these seemingly superhero tricks, you earn a good amount of money at the same time.  That is definitely a fulfilling career everybody would dream.

 

Bank foreclosures Toronto are unavoidable facts today.  Some big businesses, in fact, have fell and were bought out by their more stable rivals or were foreclosed by the banks from which they incurred unpaid loans.  While the first possibility may still contribute to a sound economy, the reality of banks becoming reluctant possessors of foreclosed properties does not.  You can have a role in solving this situation, however, if you have access to data regarding this.  You can facilitate the selling of such properties at low prices while gaining revenues.

 

All that you need to have is the knowledge of where to strike gold.  Why don’t you take a look at promises of bank foreclosures Toronto?  This is a wonderful city to invest in and reside.  Many people would love to stay here to do business.  Of course, they would be looking for any property on sale either to live in or to put up a business venture.  If you have a list of all real estate properties that are under bank foreclosure Toronto, you certainly have all the choices available for them.

 

The list is your most generous menu that could feed any investor or buyer even in their almost insatiable appetite.  They can tell you what they prefer and you can give them choices.  You can also find out what they need to suit their purpose and give them an offer they cannot reject.  Anyone interested in making money through the real estate would desire for that list a much as pirates of the old days would prize a treasure map.

 

If you think that the city is a goldmine, then get yourself a list of bank foreclosures Toronto. Make it your road map towards striking deals that could be advantageous to you and to the property owners and banks as well.  The bank foreclosures Toronto may project an image of one dark and musty tunnel. However, with the list and your efforts at selling these in hand, you may have the torches used for the long walk out of it.

toronto foreclosures, ontario foreclosures – Find Canada Foreclosures Listings, BC foreclosures & Alberta Foreclosures, Canada Bank Foreclosures, Canadian Foreclosures Listings, Canada Foreclosure Listings in Canada.

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Quick Possession Homes Calgary – Calgary Hair Restoration

20 May, 2011

HRS of Calgary is the best place to get quality hair restoration services and solutions.

Whether you are looking for hair restoration services like laser hair therapy or are in search of the highest quality hair extensions, HRS of Calgary has the knowledge and the tools available to help you find the best solution for your needs.

HRS of Calgary has served the area for two decades. It is not only the high degree of skill that they possess that makes them the first choice for Calgarians when they think of a hair restoration center, but also their true desire to make sure that every one of their customers is happy with the treatment option that they decide on that makes HRS of Calgary the best. It is easy to understand why they have taken home the Consumers Choice Award consecutively since 2005. Begin your search for the right hair restoration service by talking to an expert at HRS of Calgary. Consultations are always free, confidential and very informative. HRS of Calgary is on the cutting edge of hair restoration technology and procedures, and their new and larger facility is designed to completely handle all of your hair restoration needs. Their wide variety of hair systems help individuals with a multitude of unique needs. Semi permanent and permanent options are available, none of which involve wigs or transplants. Each hair replacement system looks real because it is, being made entirely of human hair. Laser light therapy is an exciting non surgical treatment that has proven to be highly effective in treating a variety of conditions including hair loss. Cold laser therapy works by increasing blood flow and acting to stimulate cell function, which not only aids in growing new hair and increasing the volume and health of existing hair, it also serves to treat a variety of different scalp conditions. When treatment is sought within nine years of initial hair loss the cold laser therapy treatment boasts an 85% success rate. HRS of Calgary carries Hotheads Hairwear extensions, allowing you the freedom to have any style of hair you want quickly and inexpensively. Get the highlights you want without damaging your own hair thru coloring. Many colors and lengths are available to help you create the look you desire. When it comes to finding a hair restoration service that works for you HRS of Calgary is the place to go, with the experience and customer service good enough to be named Consumers Choice Award winner yet again.

The Consumers Choice Award is given by the general public and the business community to local businesses that they recognize as being the epitome of excellence. By learning the opinions of consumers who shop locally, the Consumers Choice Awards ensure that truly deserving businesses are spotlighted. The unique open ended surveying method invites those polled to list who they would choose as winners in a variety of categories. Winners are given the recognition they deserve for their outstanding business practices, which serves as a reminder to their customers the level of service they will receive. The Consumers Choice Award for best hair restoration in Calgary goes once again to HRS of Calgary.

Thank you Consumers Choice Awards for making us all aware of outstanding local businesses like HRS of Calgary. To begin your search for a hair restoration service that will work for you, visit HRS of Calgary at #207- 6767 Elbow Drive SW or give them a call at (403) 212-0022.

If you want to learn more, visit HRS of Calgary on the web at http://www.hrscalgary.com.

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How To Buy Repo Homes – Buy Repo Homes To Save On Your Dream House

20 May, 2011

Buy repo homes to save money in these trying times of high unemployment and tough financial situation instead of trying to keep up with the Joneses and hanker for that brand new McMansion down Main Ave. It may be your and your family’s financial undoing – like what the rest of America during the height of the financial crisis found.

If you need to move to a new place – probably because of new employment opportunities or the need to upsize or downsize your current abode – buying a repossessed property may be the wisest thing you can make. Buying and living in a pre-owned house is not as bad as it seems, and the recent housing market downturn has presented a lot of buyers with wider choices of properties – from rundown single detached homes to palatial mansions.

Oftentimes, if you buy repo homes, you may be presented with more financial flexibility as these properties are being sold for less than their market value, from 10 percent up to 60 percent discount. The institutions that have taken back these homes, either a bank or a government agency, want to dispose of these nonperforming assets as quickly as possible. They need cash right away to cover for the mortgage that borrowers could no longer pay for, so the lenders can recycle capital for their main business.

In addition, these institutions are not in the business of selling houses, so they would try to make the sale of foreclosed properties as attractive as possible.

Savings come in several forms. One, the most immediate savings you can see are the discounted prices that you will encounter if you buy repo homes. Second is the kind of financial support you may be getting from the seller or the bank for helping them get rid of these nonperforming assets out of their books. Some banks may offer you loans that carry attractive interest rates, installment cash payments, or even a rent-to-own scheme. It really depends on the institution, so shop around for the most economical and doable deal for you.

If you inspect the property and you see the amount of repairs that must be done, you can negotiate for a better price since you can say you have to carry the cost of doing some patchwork. But remember, some foreclosure auctions hold bidding for repo homes on an “as is” basis. Still, it does not hurt try.

So, go see now if you will be able to get a better deal if you buy repo homes than carry costly mortgage for a brand new house.

Joseph B. Smith has been educating buyers on the finer points of buy repo homes at Repo-Homes.com for over five years. Contact Joseph B. Smith through Repo-Homes.com if you need help finding information about buy repo homes.

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Landmark Homes Edmonton – Battersea Power Station

19 May, 2011

History

Until the late 1930s electricity was supplied by municipal undertakings. These were small power companies that built power stations dedicated to a single industry or group of factories, and sold any excess electricity to the public. These companies used widely differing standards of voltage and frequency. In 1925, parliament decided that the power grid should be a single system with uniform standards under public ownership. Several of the private power companies reacted to the proposal by forming the London Power Company. They planned to heed parliament’s recommendations and build a small number of very large stations.

The London Power Company’s first of these super power stations was planned for the Battersea area, on the south bank of the River Thames in London. The proposal for the station was made in 1927, for a station built in two stages, capable of generating 400,000 kilowatts (kW) of electricity once completed. The site chosen for the construction of the station was a 15 acre plot of land which had been the site of the reservoirs for the former Southwark and Vauxhall Waterworks Company. The site was chosen for its close proximity to the River Thames for cooling water and coal delivery, and because it was sited in the heart of London, the station’s immediate supply area.

The proposal sparked protests from those who felt that the building would be too large and would be an eyesore, as well as worries about the pollution damaging local buildings, parks and even paintings in the nearby Tate Gallery. The company addressed the former concern by hiring Sir Giles Gilbert Scott to design the building’s exterior. He was a noted architect and industrial designer, famous for his design of the red telephone box, of Liverpool Anglican Cathedral and of another London power station, Bankside, which now houses the Tate Modern art gallery. The latter was resolved by granting permission for the station on the condition that its emissions were to be treated, to ensure they were cleaner and contained less smoke.

Construction of the first phase, the A Station, commenced in March 1929. The main building work was carried out by John Mowlem & Co, and the structural steelwork erection carried out by Sir William Arrol & Co. Other contractors were employed for specialist tasks. Most of the electrical equipment, including the steam turbine turbo generators, was produced by Metropolitan Vickers. The building of the steel frame began in October 1930. Once completed, the construction of the brick cladding began, in March 1931. Prior to the construction of the B Station, the eastern wall of the boiler house was clad in corrugated metal sheeting as a temporary enclosure. The A Station first generated electricity in 1933, but was not completed until 1935. The total cost of its construction came to 2,141,550. Between construction beginning, in 1929, and 1933 there were 6 fatal and 121 non-fatal accidents on the site.

A short number of months after the Second World War, construction commenced on the second phase, the B Station. The station came into operation gradually between 1953 to 1955. It was identical to the A Station from the outside and was constructed directly to its east as a mirror to it, which gave the power station its now familiar four-chimney layout. The construction of the B Station brought the site’s generating capacity up to 509 megawatts (MW), making it the third largest generating site in the UK at the time, providing a fifth of London’s electricity needs. It was also the most thermally efficient power station in the world when it opened.

The A Station had been operated by the London Power Company, but by the time the B Station was completed, the UK’s electric supply industry had been nationalised, and ownership of the two stations had passed into the hands of the British Electricity Authority in 1948. In 1955, this became the Central Electricity Authority, which in turn became the Central Electricity Generating Board in 1957.

On 20 April 1964, the power station was the site of a fire that caused power failures throughout London, including at the BBC Television Centre, which was due to launch BBC Two that night. The launch was delayed until the following day at 11am.

Design and specification

Both of the stations were designed by a team of architects and engineers. The team was headed by Dr S. Leonard Pearce, the chief engineer of the London Power Company, but a number of other notable engineers were also involved, including Henry Newmarch Allott, and T. P. O’Sullivan who was later responsible for the Assembly Hall at Filton. Theo J. Halliday was employed as architect, with Halliday & Agate Co. employed as a sub-consultant. Halliday was responsible for the supervision and execution of the appearance of the exterior and interior of the building. Architect Sir Giles Gilbert Scott was involved in the project much later on, consulted to appease public reaction, and refer to in the press as “architect of the exterior”. The station was designed in the brick-cathedral style of power station design, which had been popular when the stations were designed in the 1930s and 1940s. Battersea is one of a very small number of examples of this style of power station design still in existence in the UK, other survivals being Uskmouth and Bankside. The station’s design proved popular straight away, and was described as a “temple of power”, which ranked equal with St Paul’s Cathedral as a London landmark. In a 1939 survey by Architects Journal, it was ranked as a panel of celebrities’ second most favourite building.

The A Station’s interior was given many art deco fittings by architect Halliday. The control room was given art deco fittings, Italian marble was used in the turbine hall, and polished parquet floors and wrought iron staircases were used throughout. Due to a lack of available money following the Second World War, the interior of the B Station was not given the same treatment, and instead the fittings were made from stainless steel.

Each of the two connected stations consist of a long boiler house with a chimney at each end and an adjacent turbine hall. This makes a single main structure which is of steel frame construction with brick cladding. This is similar to the skyscrapers which were built in the United States around the same time. The station is the largest brick built structure in Europe. The building’s gross dimensions measure 160 metres (520 ft) by 170 metres (560 ft), with the roof of the boiler house standing at over 50 metres (160 ft). Each of the four chimneys are made from concrete and stand at a height of 103 metres (340 ft). The station also had jetty facilities for unloading coal, a coal sorting and storage area, control rooms and an admin block.

The A Station generated electricity using three turbo alternators; two with a rating of 69 megawatts (MW) and one with a rating of 105 MW. This gave the A Station a generating capacity of 243 MW. At the time of its commissioning, the 105 MW generating set was the largest in Europe. The B Station had a generating capacity 260 MW, which brought the site’s generating capacity of 503 MW.

Operations

Coal transportation

Coal was usually brought to the station by collier ships, and unloaded by cranes, which are still intact on the station’s riverfront

The station had an annual coal consumption of over 1,000,000 tonnes. The majority of this coal was delivered to the station from coal ports in Wales and North East England by collier ships. The jetty facilities used two cranes to off load coal, with the capacity of unloading two ships at one time, at a rate of 480 tonnes an hour. Coal was also delivered by rail to the east of the station using the Brighton Main Line which passes near the site. Coal was usually delivered via the jetty, rather than rail. A conveyor belt system was then used to take coal to the coal storage area or directly to the station’s boiler rooms. The conveyor belt system consisted of a series of bridges connected by towers. The coal storage area was a large concrete box capable of holding 75,000 tonnes of coal. This had an overhead gantry with a conveyor belt attached to the conveyor belt system, for taking coal from the coal store to the boiler rooms.

Water system

Water is essential to a thermal power station, as water is heated to create steam to turn the steam turbines. Water cycled through Battersea Power Station’s systems was taken from the River Thames, upon whose banks it had been built. The station would extract an average of 340,000,000 gallons of water from the river each day. Once the water had been through the stations’ systems, the water was cooled and discharged back into the river.

The waste heat of the water was also implemented in a district heating scheme. After the end of the Second World War, the London Power Company took the opportunity to introduce the new innovation in the Battersea station. A district heating scheme (better known now as “cogeneration”) benefitted some 10,000 people. It provided hot water and central heating to newly redeveloped areas within Pimlico, on the opposite side of the river.

Scrubbers

The reduction of sulphur emissions had been an important factor since the station was in the design stages, as it was one of the main worries of those who protested the construction of the station. The London Power Company began developing an experimental technique for washing the flue gases in 1925. It used water and alkaline sprays over scrubbers of steel and timber in the flue ducts. The gases were subject to continuous washing, and with the presence of the catalyst iron oxide, sulphur dioxide was converted into