Vancouver Island – Qualicum Bay Homes For Sale – Vancouver Island – Qualicum Bay Real Estate Foreclosures

31 October, 2010

A typical February winter day at Qualicum Bay Beach.

Mississauga – Eglington/Highway 10 Homes For Sale – Mississauga – Eglington/Highway 10 Real Estate Foreclosures

31 October, 2010

Eglinton-Hwy 10 Veterinary Hospital has been serving the Mississauga communtiy for over 14 years. We continually educate ourselves and our staff to further our knowledge of modern medicine, so that we can provide this to our clients. Our Doctors and staff pledge to provide the highest quality of care and compassion towards our clients and furry friends
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Halifax – Windsor Junction Homes For Sale – Halifax – Windsor Junction Real Estate Foreclosures

31 October, 2010

With my friends’ 3-year old boy Matthew accompanying me (he was on the hood and out of harm’s way, I assure you), I catch 120 on its approach to Halifax. We’re at the Community Centre Road at Windsor Junction. Same slow order still in place for this stretch of track, it seems. 8821, 5607, and 5715 lead 76 cars eastbound at 08:27 and will soon begin the descent down Bedford hill into Halifax. Again, good show to the crew for giving my little railfan a nod. He was quite excited.

Fox’s Corners Homes For Sale – Fox’s Corners Real Estate Foreclosures

31 October, 2010
Fox's Corners
by wallyg

The Volkswagen Fox is a City Car produced by the Volkswagen Group, the Fox is available as 5 door and 3 door hatchbacks, and it is produced in Brazil and has been sold in Europe since 2005. The Fox replaces the VW entry model – the Lupo.

As an entry level model the VW Fox is decent to drive and offers good performance. It has the desirable VW badge but, is priced very competitively making it even more attractive. Currently the Fox is available in 2 engine choices, a 1.2 litre 54 bhp and a 74 bhp 1.4 litre.

Unlike most super minis the Fox drives very well, the suspension provides a comfortable ride and deals with larger bumps well enough. With a very light steering the Fox also corners very well, keeping its composure at all times.

Even though it is classed as a city car the VW fox handles motorways and country roads very well, the refinement level ensures that wind noise as well as tyre noise is kept to a minimum but as with any small engine car the engine noise is noticeable.

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For a <a rel=”nofollow” onclick=”javascript:_gaq.push([‘_trackPageview’, ‘/outgoing/article_exit_link/3366415’]);” href=”http://www.john-clark.co.uk/volkswagen/used-cars/Volkswagen/Fox”> used Volkswagen Fox in Kirkcaldy </a> make sure to check out John Clark Volkswagen, where used Fox prices start from under £4,000.

 

The Volkswagen Fox is a City Car produced by the Volkswagen Group, the Fox is available as 5 door and 3 door hatchbacks, and it is produced in Brazil and has been sold in Europe since 2005. The Fox replaces the VW entry model – the Lupo.

As an entry level model the VW Fox is decent to drive and offers good performance. It has the desirable VW badge but, is priced very competitively making it even more attractive. Currently the Fox is available in 2 engine choices, a 1.2 litre 54 bhp and a 74 bhp 1.4 litre.

Unlike most super minis the Fox drives very well, the suspension provides a comfortable ride and deals with larger bumps well enough. With a very light steering the Fox also corners very well, keeping its composure at all times.

Even though it is classed as a city car the VW fox handles motorways and country roads very well, the refinement level ensures that wind noise as well as tyre noise is kept to a minimum but as with any small engine car the engine noise is noticeable.

For a <a rel=”nofollow” onclick=”javascript:_gaq.push([‘_trackPageview’, ‘/outgoing/article_exit_link/3366415’]);” href=”http://www.john-clark.co.uk/volkswagen/used-cars/Volkswagen/Fox”> used Volkswagen Fox in Kirkcaldy </a> make sure to check out John Clark Volkswagen, where used Fox prices start from under £4,000.

http://www.john-clark.co.uk/volkswagen/used-cars/Volkswagen/Fox

Oshawa – Simcoe/Maple Homes For Sale – Oshawa – Simcoe/Maple Real Estate Foreclosures

31 October, 2010

this was made because Gens and Leafs played yesterday and I used the Uniforms they were wearing i tried my best to get as much gens players possible.
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Big Lakes – Gift Lake Homes For Sale – Big Lakes – Gift Lake Real Estate Foreclosures

31 October, 2010

Big lakes dodge sponsors movie for children evacuees from whitefish and gift lake

The Importance Of Negotiating Skills For Real Estate Agents – Real Estate Sales Training

31 October, 2010

Negotiating skills for real estate agents are an integral aspect of a successful career. While most real estate professionals possess an inherit ability to express themselves during deal negotiations, educational and training courses are encouraged. Achieving not only closure of a real estate deal, but garnering the best price and commission are the mark of a successful actual estate agent.

Strong negotiating tactics, along with effective communication techniques are crucial skills for real estate professionals. Getting a buyer and seller to effect a contract is only share of the battle. No commission is earned until the ink dries on all documents placed upon the closing table.

The negotiating actually begins when the first contact with a potential client occurs. Selling yourself as an agent, the brokerage, and services provided for listed properties is the first step in earning a commission. Negotiating with a potential seller or buyer can be conducted on the phone, via email, or in person.

Confidence and an outgoing personality bolster the way an agent’s knowledge and experience come across to clients. Body language and public speaking courses are often a part of an agent’s continuing education training. Technology courses and special “E-Pro” licensure designation are growing trends in real estate education. Clients should expect their agent to be able to market their property to the fullest extent possible, in multiple venues, including virtual tours online, and with media buys for real estate related television spots.

Competition is the name of the game in right estate. Thousands of agents across the country volley for the good to represent clients, and add another notch to their closure belts each day. Buyers and sellers benefit from the competitive environment, and the frenzy to offer the best array of services and promotion of the listed properties as possible. Potential clients should shop around for the best producing agent, or valid estate brokerage, and thoroughly interview each agent on their sales records, and level of experience.

Actual estate educational centers offer courses in negotiating skills and sales tactics for agents. While such courses are not a required aspect of the required continuing education curriculum, successful agents and brokers strive to hone their skills and earn higher commissions.

The art of the deal does not involve one particular formula, but the ability to read the client quickly, and choose the right words to comfort them during deal obstacles, and close the deal. Networking with lenders, title agencies, real estate appraisers, and insurance companies is also am important aspect of developing a streamlined system of services to offer a potential client, and close deals without a lot of red tape.

Victoria, Subd. B Homes For Sale – Victoria, Subd. B Real Estate Foreclosures

31 October, 2010

Oakland City Attorney Gives Defendants Case File, Fabricated and Planted Fraudulent Evidence, Doesn’t Tell Court or Plaintiff’s- Gives file to Stephan Barber and Law Firm Ropers Majeski in scathing indictment on Corruption in Alameda County Courts, California State Courts and Oakland City Attorney John Russo and staff members Randy Hall, Elizabeth Allen, Janie Wong, Demetrius Shelton, Michelle Abney, Mark Morodomi, Anita Hong involving Judge Jon Tigar; attorney Stephan Barber and the law firm Ropers, Majeski; attorney Ron Cook, Randy Willoughby, Alex Stuart, Bradley Bening and law firm of Willoughby, Stuart & Bening with William Jemmott,Todd Jones, Yolanda Jackson, Former Judge David Lee, and current Judge Frank Roesch among others. Lied under oath; made knowingly false statements, demean, humiliate, provoke, lying under oath, perjury; dishonesty; fraudulent deception; calumny deceit; willful and prejudicial misconduct; abuse of discretion; negligence; bias; prejudice; misrepresentation; incompetence; conflict of interest; bad faith; collusion; denial of due process; obstruction of justice; racism; bigotry; exhibited, expressed shown a fixed opinion; displayed favoritism; made false accusations; harassement; willfully, deceitfully recklessly offensive acts statements plaintiff, displayed disdain, malice, mental attitude, disposition, prohibits the right to a fair hearing or trial; failed and refused to respond to the allegations, challenge for cause; conduct prejudicial

Who’s That Democrat Running For President – London Foreclosures

31 October, 2010

The 2008 presidential election is drawing nearer which means that many voters who have yet to find that perfect candidate to vote for is running out of time. With so many people running for president it is hard to beget that big decision, who will they vote for? The following is a summarized version of information about each democratic presidential candidate that might make that decision a little bit easier.

BIDEN, JOSEPH

Born: November 20, 1942 Scranton, Pennsylvania

Religion: Irish Catholic

Education: J.D. at Syracuse University COllege of Law 1968, B.A. at the UNiversity of Deleware 1965

Marital Status: Married- Jill Jacobs Biden

Children: Joseph “Beau” Biden III, Naomi (deceased), Ashley

Professional Occupations: Adjunct Professor at Widener University School of Law 1991-present, Private Practice Attorney 1968-1972.

Political Offices Held: US Senator for the position of Delaware 1972-present, New Castle County (Delaware) Council 1970-1972

Issues:

Iraq

Biden proposes a partial removal with most troops brought home by summer of 2008 with a residual force left in Iraq to help maintain honesty between the Iraqis and their neighbors.

Healthcare

Joe Biden believes that everyone is entitled to affordable healthcare. Biden ensures that if elected president he will eye to it that all children are medically covered. He also plans on getting “buy-ins” for adult insurance and other beneficial healthcare benefits.

Education

Biden would like to extend the number of educational years for children to a 16-year experience along with smaller classrooms and more pay for the educators.

Retirement

Biden wants to safeguard Social Security Benefits, protect pensions and shareholders rights, and create a $500 savings yarn for all children born after December 31st 2008.

Homeland Security

Biden has committed himself to finding a way to create a more secure America.

Energy

With oil prices rising to recount highs Biden will work to find a way to make a living in America more energy efficient by using more efficient fuel, green jobs, and creating a responsible policy towards Iran.

Crime

With the rise of crime in America comes the need of more law enforcement, better tools, and stricter import security measures. Biden is ready to see these things accomplished.

Climate Change

Biden urges for the use of green materials along with the US to get more involved in the climate problem.

Darfur

Biden believes sending immediate heavy attend to Darfur and setting a deadline for Khartorum to accept the full United Nation Peace Keeping force and if declined enforce a No-Fly-Zone over Sudan plus other actions.

Fire Fighters

Biden feels especially strong about supporting the firefighters because of three occasions in his life and wants to increase befriend for the FIRE Act, increase SAFER grants, fire fighter safety, and the communications problems.

Fiscal Responsibility

Biden wishes to restore a fair and more responsible budget.

Foreign Relations

Biden wishes to rebuild America’s standing with the world.

Employment

Biden believes in the rights of occupational organization and defends overtime. He also wants to increase minimum wage, workplace safety, and retirement benefits.

Women’s Rights

Biden believes in equality in the workplace as well as in the home. He strongly feels the need to stop the violence against American women and supports letting women choose what to do with unwanted pregnancies.

Discrimination

Biden wants to end the Don’t Ask Don’t Tell rule and also wants stronger punishment for dislike crimes. He believes in equal work for equal pay and will strive to invent a discrimination free country.

Online Nation

Biden wants to increase the speed of high speed internet and make it more affordable for the lower income families.

Veterans Rights

Biden wants to improve healthcare for veterans, reform the handling of disability claims, and make a way to make job and education placements easier for veterans.

Website: www.joebiden.com

CLINTON, HILLARY

Born: October 26, 1947 Park Ridge, Illinois

Religion: Methodist

Education: J.D. Yale Law School 1973, B.A. Wellesley College 1969

Marital Status: Married- Bill Clinton

Children: Chlesea

Professional Occupations: Attorney at Rose Law Firm from 1976 to 1992, member of Faculty at the University of Arkansas Law School in 1975, counsel in the House of Judiciary Committee in 1974, and Co-Founder of the Arkansas Advocates for Children and Families.

Political Offices Held: US Senator New York 2001-Present, First Lady of United States 1993-2001, First Lady of Arkansas 1979-1981 & 1983-1993

Issues:

Strengthening Middle Class

Hillary’s goal to strengthen middle class is to invent healthcare more affordable, reduce cost of energy, make access to high-quality child care easier, and make higher education more affordable. Also she plans to find a arrangement to avoid foreclosures along with gaining protection from predatory lenders. Another way to help the middle class is to raise minimum wage, beget better jobs with better pay, balance the federal budget, and provide a greater retirement security.

Affordable Healthcare

Hillary has three terms that sum up what she plans for healthcare’s future; affordable, available, and reliable.

Ending War in Iraq

The Iraq War is a hot topic for all presidential candidates and Hillary’s views on the topic is to bring the troops home immediately after she becomes president all the while securing stability within the Iraqi Government.

Fighting Global Warming

Global Warming is a concern for all Americans and it is time for an efficient system to help fight against it. Hillary has an extensive concept to reduce electric consumption and make America more energy efficient.

Supporting Veterans

Hillary plans to enact the GI Bill of Rights for the 21st Century and create a more affordable and better quality healthcare system for the veterans. She will ensure that all veterans receive the full benefits they deserve and expand the Helmets to Hardhats Program that places veterans in employment. She will give them additional opportunities to serve and reduce homelessness for the veterans.

Restoring America’s Standing in the World

Hillary plans to restore America’s standing in the world.

Women’s Rights

One word sums up what she will do for the women; equality.

Government Reform

Hillary plans to restore America’s confidence in the US Government.

Strengthening Democracy

Hillary plans to create a paper trail for all votes, make Election Day a national holiday, create a same day registration, minimize long lines at the polls, find unprejudiced officials to administer elections, and allow the D.A. to prosecute against anyone distributing false information to the public.

Immigration

Hillary plans to secure the borders and ensure that employers are following the laws against hiring undocumented workers.

Website: www.hillaryclinton.com

DODD, CHRISTOPHER

Born: May 27, 1944 Willimantic, Connecticut

Religion: Catholic

Education: B.A. in English Literature at Providence College 1966, J.D. at University of Louisville 1972

Marital Status: Married- Jackie Dodd

Children: Grace, Christina

Professional Occupations: US Army 1969-1975, Attorney in Unique London Connecticut 1972-1974, Peace Corps Volunteer Dominican Republic 1966-1968

Political Offices Held: US Senator in Connecticut 1981-Present, US Representative Connecticut 1975-1981

Issues:

Iraq

Bringing home troops in a timely safe manner is what Dodd will strive to achieve if elected president. He plans on bringing them home starting within 120 days of taking office and using all the funding available to make it a safe journey home. He wants all troops home by April 30th 2008. He also plans direct negotiations with the Middle Eastern Countries and convene a regional summit.

Restoring Constitution

Dodd introduced the Restoring the Constitution Act which would bring the US back on track by restoring the Habeas Corpus.

Energy

Dodd has a plan that would make America a leader on climate change and help to bring energy costs down for everyone. With his Corporate Carbon Tax it will help make a better fuel efficient economy for everyone.

National Service

Dodd believes that when serving the country people feel a better sense of community which will help to make it through the challenges that the US is facing in this new century.

Education

Dodd believes that we need to give our children the best education now because they are our future and there will be hard challenges facing them later on in life and we need them to have the opportunity to grow their minds from Pre-K to College.

Healthcare

An affordable quality healthcare coverage for people of all walks of life.

Veterans’ Rights

As a person who has served in the National Guard and Army Reserve Dodd realizes the need for better support and care for our veterans is a top priority and if elected will see that the system will be overhauled to better meet the needs of the veterans.

Senior Citizens

Dodd realizes the importance of a fetch retirement with quality healthcare, come by pensions, and a strong social security which he will strive to achieve once he becomes President.

Labor and Economics

Dodd wants to bring the workers and their employers together which will work to benefit all the parties involved.

Revitalizing Rural America

Dodd will work hard to see that rural families are helped in overcoming challenges they face in rural life because he knows that America’s best hope lies in rural America.

Supporting First Responders

Dodd knows the importance of the feeling safe and secure and his plans to help support the First Responders will give them better tools to complete their jobs, better recruitment, and better preparedness.

Website: www.chrisdodd.com

EDWARDS, JOHN

Born: June 10, 1953 Seneca, South Carolina

Religion: Methodist

Education: B.A. at North Carolina Area University 1974, J.D. with Honors at University of North Carolina

Marital Status: Married-Elizabeth

Children: Catherine, Emma Claire, Jack, Wade

Professional Occupations: Director at the Center on Poverty, Work, and Opportunity at the University of North Carolina School of Law from 2004-2006, Partner at Edwards and Kirby 1993-1998, Partner at Tharrington Smith & Hargrove 1984-1992, Associate at Tharrington Smith & Hargrove 1981-1983, Associate at Dearborn & Ewing 1978-1981, Law Clerk at the office of Mediate Franklin T. Dupree Jr. of the US District Court for the Eastern District 1977-1978

Political Offices Held: US Senator from North Carolina 1998-2005

Issues:

Edwards believes in quality preschool programs for all children, better pay for the educators, and a top quality school system for all schools.

Healthcare

Education

Edwards plans for the families without insurance to pay less on their medical bills and the families that do have insurance to pay less and fetch more choices along with employers paying less to insure their workers with quality insurance.

Ending Poverty

Edwards plans to end poverty by 2036 by creating a working society, raising minimum wage, and protecting people from abusive financial products.

Rural America

Edwards believes by increasing a new energy economy with wind farms and other natural energy stations it will help farmers execute a new form of farming and raise profits. He also plans on creating fairness for farmers and find a way to bridge the gap where broadband does not reach.

Tax Reform

Edwards has a plan for a “get ahead” tax credit for families that make over $75,000 a year, a triple earned income for single people, and a thought to cut the marriage penalty.

Restoring Democracy

Edwards plans to strengthen the yelp of everyday citizens to help bring help the confidence that has been diminishing in today’s society.

Food Safety

Edwards plans to have country of origins information on all imported foods and to step up the inspection of food imported into the states.

Ending War in Iraq

Edwards plans for an immediate withdrawal of 40,000 to 50,000 troops while at the same time train Iraqi security forces to better stabilize their country.

Homeland Security

Edwards plan is to protect the first responders with better equipment and health benefits. He also wants to tighten the border security and protect vulnerable targets such as US landmarks.

Energy

Edwards plans to reduce pollution by making America more energy efficient.

Support for Veterans

Edwards believes all veterans should have quality healthcare and the means to be educated and be placed in a good job.

LGBT Rights

Edwards believes in equal rights for everyone and that it should not exclude same sex marriages.

Women’s Rights

Edwards believes that equal rights go for equal pay for women workers and will fight for the equal rights of everybody.

Senior Citizen Rights

Edwards plans to protect the seniors by protecting their pensions, improve nursing homes, and giving better healthcare.

Website: www.johnedwards.com

GRAVEL, MIKE

Born: May 13, 1930 Springfield, Massachusetts

Religion: Catholic

Education: B.S. in Economics at Columbia University, 4 Honorary Degrees in Law and Public Affairs

Marital Status: Married- Whitney Stewart Gravel

Children: Martin, Lynn

Professional Occupations: Founder of the Democracy Foundation 2001, Real Estate Developer in Alaska throughout the 80s, US Army 1951-1954

Political Offices Held: US Senator Alaska House of Representatives 1965-1966, Alaska State Representative 1963-1966

Issues:

The National Initiative

The National Initiative will be used to give us “citizens the power to put measures on national ballots.”

Ending the War in Iraq

Gravel has a plan that would have all US troops withdrawn from Iraq in as little as 120 days.

Iran and Syria

Gravel believes a more diplomatic touch is needed for the situation with Iran and Syria.

Global Warming

Gravel wants to reduce carbon emissions by taxing at the source and to work to end the dependency of oil in the world.

Fair Tax

Gravel plans for a Progressive Fair Tax which would eliminate the IRS and income tax and replace it with a national sales tax and to compensate for taxes on necessities there would be a monthly rebate check for all citizens.

Healthcare

Gravel plans for a universal healthcare for everyone that would be paid for by a portion of his proposed retail sales tax.

Women’s Reproductive Rights

Gravel believes that a woman should have the right to make the difficult decision to have an abortion.

Immigration

Gravel supports protecting our borders and advocates a guest worker program to help illegal immigrants already here to become upright citizens.

LGBT Rights

Gravel supports equal rights and believes that same sex marriages should be allowed.

Social Security

Gravel wants to put real money instead of borrowed money into the Social Security Trust Fund.

Education

Gravel wants to stare a re-ordering of the national budget to provide more money to the education of our young.

Veterans Rights

Gravel will see veterans receive their pudgy funding for their notable issues such as post traumatic stress disorder.

Drugs

Simply assign Gravel plans to start treating addiction as a public health problem.

Net Neutrality

Gravel is in support of a free and open internet with unlimited use to all sites.

Website: www.gravel2008.us/

KUCINICH, DENNIS

Born: October 8, 1946 Cleveland, Ohio

Religion: Roman Catholic

Education: Bachelors of Arts and a Masters in Speech Communications at Case Western Reserve University Cleveland, Ohio 1974

Martial Status: Married- Elizabeth Harper Kucinich

Children: No

Professional Occupations: Consultant for the Publicly Owned Electric Systems 1979-Present, President of the Marketing and Communications Firm 1985-1995, Teacher of Communications and Political Science at Case Western Reserve University and Cleveland State University 1991-1994, Professor of Political Science at Case Western Reserve University 1982-1992, Communications Entrepreneur for Software and Public Relations 1982-1992

Political Offices Held: US Representative of Ohio 1997-Present, Ohio State Senator 1994-1996, Mayor of Cleveland 1977-1979, Cleveland City Council 1970-1975 and 1981-1982, Clerk of Courts of the Cleveland Municipal Court 1976-1977

Issues:

Strength Through Peace

Kucinich believes that America will catch more strength in peace times. Instead of trying to “bully” the rest of the world around he wants to use America’s “unrivaled power” to lead.

Healthcare

Kucinich is the sole person running for president that has created a plan for a not-for-Profit healthcare system. He realizes that most reasons people are non-insured or underinsured is the fact that people just can’t afford it. He plans to fix that problem while in office.

Middle Class

Kucinich believes the best thing for the middle class families is affordable healthcare, better wages, better educational access, and retirement security.

Restoring Democracy

Kucinich realizes that corrupt campaign financing and problematic electronic voting have affected America’s confidence in the voting system he plans to build America’s trust in Democracy.

Environment

Kucinich will immediately save the US in the forefront in solving the problems of Global Warming and find ways to execute America more fuel efficient.

End Poverty

Kucinich understands the problems that evolve around people living in poverty and that if we catch away poverty other problems will soon follow in its footsteps.

Saving Capitalism

Kucinich plans to instill fairness in global trade and big business as well as instill ethics and accountability.

Website:www.dennis4president.com

OBAMA, BARACK

Born: August 4, 1961 Hawaii

Religion: Protestant

Education: Columbia University 1983, Harvard Law 1991

Martial Status: Married- Michelle

Children: Malia, Sasha

Professional Occupations: Lecturer at the University of Chicago Law School 1993-2004, Attorney at Miner, Barnhill, & Galland 1993-2004

Political Offices Held: US Senator Illinios 2005-Present, Illinios State Senator 1997-2004

Issues:

Strenthening America Overseas

Obama wants to take weapons out of the hands of the terrorists along with stopping nuclear threats and preventing an Avian Flu Pandemic.

Ending War in Iraq

Obama’s plan is to bring home one or two brigades each month and have all troops out of Iraq by the waste of 2008.

Healthcare

Obama plans to lower the cost of quality healthcare and strengthen public health as a whole.

Fighting Poverty

Obama believes that transition jobs are a step in the moral direction to help people earn skills they need to move up the career ladder. He wants to raise the minimum wage and help support the lower-income families.

Environment

Make America more energy efficient to help reduce pollution. He also plans to invest in a Digital Smart Grid to befriend bring our energy into the 21st Century.

Energy

Obama has a plan to slice carbon emissions by 80% by 2050 along with strengthening America’s oil and energy independence.

Technology and Innovation for a Novel Generation

Obama plans for an open internet that will benefit everybody.

Senior Citizens

Obama wants to protect our senior community by giving them retirement security, better healthcare, and help to prevent poverty.

Improving Schools

Obama wants to expand early childhood education, give larger salaries to the educators, and increase federal college befriend.

Homeland Security

Obama has plans to keep track of spent nuclear fuel, give better protection from radioactive releases, and secure our chemical plants.

Immigration and Border Issues

Obama plans to secure our borders, improve the immigration system, and honor our immigrant troops.

Veterans’ Rights

Obama wants to achieve a roof over the heads of every homeless veteran and ease the transition of new veterans into society after defending our country.

End Corruption in Washington

Obama plans to lead an begin government to help waste corruption to attend salvage the confidence of everyday US citizens.

Strengthening Community and Family

Obama wants to support low-income families, protect people from mortgage fraud, and help low-income workers move up the employment ladder.

Website:www.barackobama.com

RICHARDSON, BILL

Born: November 15, 1947 Pasadena, California

Religion: Roman Catholic

Education: B.A. at Tufts University 1970, M.A. at Tuft’s Fletcher School of Law and Diplomacy

Marital Status: Married- Barbara Falvin Richardson

Children: No

Professional Occupations: Richardson Trade Group 1978-1982

Political Offices Held: Governor of Unique Mexico 2003-Present, US Secretary of Energy 1998-2001, US Ambassador to the United Nations 1997-1998, US Representative of New Mexico 1983-1997, Staffer in the Senate of Foreign Relations Committee 1976-1978, Legislative Management Officer in the Congressional Relations for the State Department 1974-1976

Issues:

Ending War In Iraq

Richardson plans a removal of all troops as quickly and safely as it can be done and plans a diplomatic surge in hopes of restoring diplomacy into today’s world.

Energy

Richardson has a belief that will cut oil demands by 50% by the year 2020 and encourage the manufacturing of the 100 mpg vehicle. He wants America to lead by example and restore America’s standings in the world without breaking the bank in America.

Healthcare

Covering every American with affordable quality healthcare is what Richardson plans when elected President. He has come up with a plan for advance refund as tax credit which is based on the person’s income. He also plans to eliminate high interest rates for medical expenses and give support to prevention and to living a healthier lifestyle.

Jobs and Economy

Richardson plans to restore discipline to the U.S. Government and invest more in Technology and Innovation to bring America more fully into the 21st century.

Civil Liberties

Richardson is all for expanding Equal Rights and better protection for the Native Americans. His notion is for every vote in an election to be counted and he believes that internet should be free and open.

Defense

Richardson plans to withdraw all troops, leaving none slow. He plans to reform the military and expand the number of Army, Marine Corps, and Special Operation community.

Education

Richardson knows the value of a reliable education. He plans to provide access to quality pre-k programs for all children. He also realizes that the teachers play an indispensable role so therefore he plans to raise the salary for the educators.

Environment

Richardson’s notion is Restore Spruce Water Act a program that will back get water cleaner than it has been in a long time. He plans to enforce the Endangered Species Act and encourage the states with low recycling communities to help take better care of our world.

Support for First Responders

Among the many things that Richardson plans to do to help support the First Responders is establish a National Fire Fighters’ Survivors Fund for the families of fire fighters killed on duty.

Foreign Policies

The most necessary thing to do when the new president takes office is to restore the alliances with other nations. Richardson plans to encourage respect and appreciation for our country’s allies and strengthen efforts to encourage reduce greenhouse gas admissions.

Enforce Immigration

Richardson plans to secure our borders by hiring and training as many patrol guards as needed to patrol the entire border and will also create a reasonable path to help the people already here become legal citizens. His plan is to crack down on illegal workers by cracking down on the employers that hire them by creating a national ID system.

LGBT Rights

Richardson believes in equal rights for all people in the United States and will fight for them.

Women’s Rights

Richardson believes in equal rights in all ways including equal pay for women as well as giving women business owners their pretty piece in government grants and other funds.

Support for Our Veterans

Richardson plans to create a “Heroes Health Card” that is to be given to every veteran so that no matter where they go they will receive quality healthcare that they need. He also plans to offer tax cuts for veterans and take care of military families by offering a one year disability insurance for those who have to finish their jobs to take care of an injured soldier.

Website:www.billrichardson.com

This is just a summarized list of issues and information about the Democratic Presidential Candidates for more information please make sure and check out each individuals’ website.

The Problem Of Homelessness In The United States Of America – Toronto Hud

31 October, 2010

The U.S. Department of Housing and Urban Development (HUD) defines “homeless” as — (1) an individual or family without a fixed, regular, and adequate nighttime residence; and (2) an individual or family with a primary nighttime region that is: A) a publicly- or privately-run shelter designed to provide temporary living accommodations; B) an institution that provides a temporary location for individuals intended to be institutionalized; or C) a public or private state not designed to be a regular sleeping accommodations for people (2006). Simply put, homelessness refers to people who do not have adequate, safe, and consistent shelter. Estimations of the homeless population in the U.S vary, causes of homelessness are structural and deep-seated, and the solutions to homelessness would require a nationwide concerted effort to make fundamental changes in the structure of society in the United States. “People who are homeless are not social inadequates. They are people without homes” (McKechnie, 2006).

Due to the changing, mobile, and often hidden nature of homelessness, nobody knows with certainty how many homeless there are in America (Coleman & Kerbo, 2006). Due to its very nature, it is not possible to measure the homeless population with complete accuracy. The Census Bureau counted 228,621 in a nationwide tally, but they never intended to count them all and that number is believed to be significantly low (Coleman et al., 2006). The National Coalition for the Homeless recognizes a study done by the National Law Center on Homelessness and Poverty as the most accurate approximation of the homeless population; the study states that “approximately 3.5 million people, 1.35 million of them children, are likely to experience homelessness in a given year” (2006). While different agencies and studies have resulted in different numbers, all of the sources agree that the numbers of the homeless have grown significantly in modern years (Coleman et al., 2006). However, more important than knowing the precise number of people who experience homelessness is our progress in ending it.

Homelessness is not a problem specific to the United States. It is estimated that there are about 3 million homeless people in the 15 countries of the European Union (Unicef, 1998). Philip Alston, Chairperson of the UN Committee on Economic, Social and Cultural Rights since 1991 states that “[o]n any given night, three quarters of a million people in the United States are homeless; in Toronto, Canada’s largest city, 6,500 people stayed in emergency shelters on a typical night in late 1997, a two-thirds increase in just one year” (Unicef, 1998). Homelessness is a global pickle.

Who are the homeless? Statistics show that the good demographics may defy accepted expectations. The homeless population consists not only of single unemployed men, but also a substantial number of children, single mothers, families, veterans, employed workers, and gays and lesbians. While most studies show that single homeless adults are more likely to be male than female, the National Coalition for the Homeless states that 39% of the homeless population was comprised of children under the age of 18 in 2003. In 2004, 25% of the homeless were ages 25 to 34 and 6% were 55 to 64 (2006). Single men comprised only 43% of the homeless population (National Coalition for the Homeless [NCH], 2006).

Abused women who live in poverty often must choose between their abusive relationships and homelessness. In a study of 777 homeless parents (mostly mothers) in ten U.S. cities, 22% had left their previous home due to domestic violence (NCH, 2006). A 2003 survey of 100 homeless mothers in 10 locations around the country found that 25% of the women had been physically abused in the last year. Other studies demonstrate that nationally, “approximately half of all women and children experiencing homelessness are fleeing domestic violence” (NCH, 2006). Domestic violence should be considered one of the necessary causes of homelessness.

Families with children are among the fastest growing segments of the homeless population; the number of homeless families with children has increased considerably over the past decade (NCH, 2006). Families make up 43% of the homeless population (Coleman et al., 2006) and research indicates that single mothers, children, and families comprise the largest group of people who are homeless in rural areas (NCH, 2006). The sharpest increases in the homeless population have been among women and children (Coleman et al., 2006).

Gays and lesbians are often overlooked in the homeless population. However, an extensive new report published by the National Gay and Lesbian Task Force Policy Institute and the National Coalition for the Homeless reveals that there is an epidemic of homelessness among lesbian, gay, bisexual and transgender youth (Ray, 2006). “[Their] analysis of the available research suggests that between 20 percent and 40 percent of all homeless youth identify as lesbian, contented, bisexual or transgender (LGBT). Given that between 3 percent and 5 percent of the U.S. population identifies as lesbian, gay or bisexual, it is definite that LGBT youth experience homelessness at a disproportionate rate” (Ray, 2006, p.9). This study states that more than 500,000 LGBT youth in the United States are at risk of homelessness during the winter of 2007 and 2008 (Ray, 2006). Homeless LGBT youth experience greater risks of victimization than their heterosexual counterparts. “According to the National Runaway Switchboard, LGBT homeless youth are seven times more likely than their heterosexual peers to be victims of a crime” (Ray, 2006, p.12). The LGBT homeless are a significant population.

It can be surprising to learn that many of the homeless are either veterans of the armed forces, employed, or both. Veterans are overrepresented in the homeless population. Research indicates that 34% of the general adult male population has served in the armed forces, while 40% of homeless men are veterans (Coleman et al., 2000). The National Coalition for Homeless Veterans estimates that on any given night, 271,000 veterans are homeless (NCH, 2006). Homeless shelters also often house primary numbers of full-time wage earners; surveys in new years have yielded the percentage of homeless working to be as high as 26% and in many cities and states the percentage is estimated to be even higher (NCH, 2006). It is evident that the homeless do not fit one general description, and homelessness crosses many social boundaries.

There are numerous causes of homelessness. These include lack of affordable health care, decreased public assistance, poverty, extreme wages, poverty, and a shortage of affordable housing. “[P]eople are homeless not because of their individual flaws, but because of structural arrangements and trends that result in extreme impoverishment and a shortage of affordable housing” (Timmer, 1994, p.15). Simply build, a household becomes homeless when it can no longer afford housing. To understand why some poverty-stricken people experience homelessness and some do not, many structural dynamics must be considered.

A lack of affordable health care results in homelessness for many families. When an individual or a family is already struggling to pay the rent, a serious health boom can result in a lost job, a depletion of their savings to pay for their medical care, and an eventual eviction. In 2004, 15.7% of the U.S. population–approximately 45.8 million Americans–had no health care insurance, and almost a third of those living in poverty had no health insurance of any kind (NCH, 2006). A lack of health insurance combined with an illness or injury can easily inaugurate a downward spiral into homelessness.

The reduction in the availability and monetary amounts of public assistance is a large source of increasing poverty and homelessness. The Serve to Families with Dependent Children (AFDC) program used to be the largest cash assistance program for unpleasant families with children until it was repealed in August of 1996 and replaced with a block grant program called Temporary Assistance to Needy Families (TANF) (NCH, 2006). Currently, Food Stamps and TANF benefits combined are well under the poverty level in every residence. For example, for a single parent of two children the current maximum TANF benefit is only 29% of the federal poverty level (Nickelson, 2004). Welfare is simply not enough to help people rise above poverty in the United States.

Poverty and homelessness are intrinsically intertwined. Improper wages, lack of affordable housing and insufficient housing assistance contribute to the problem of homelessness by making it difficult for many low-income people to afford housing. It is often not possible for poor people to pay for housing, childcare, food, education, and health care simultaneously; when their limited resources cover only some of these essentials, they are forced to accomplish difficult decisions. Since housing takes such a high proportion of their income, it is often the necessity that gets sacrificed (NCH, 2006). According to the National Coalition for the Homeless, “declining wages have put housing out of come for many workers: in every state, more than the minimum wage is required to afford a one- or two-bedroom apartment at Magnificent Market Rent” (2006). On average, minimum-wage workers would need to work at least 89 hours weekly to be able to afford a two-bedroom apartment at 30% of their income-the federal definition of affordable housing (NCH, 2006). Clearly, inadequate income leaves many people homeless, since “being awful means being an illness, an accident, or a paycheck away from living on the streets” (NCH, 2006).

The federal government drastically reduced the amount of money spent on subsidized housing over the last thirty years, which has significantly contributed to the problem of homelessness (Coleman et al., 2006). The need for assisted low-income housing surpasses the supply by far; unfortunately, only about one-third of low-income households receive any government housing subsidies, and the other two-thirds go without (NCH, 2006). In addition, it is notable that the National Coalition for the Homeless contends the following:

“[I]t should be noted that the largest federal housing assistance program is the entitlement to deduct mortgage interest from income for tax purposes. In fact, for every one dollar spent on low income housing programs, the federal treasury loses four dollars to housing-related tax expenditures, 75% of which benefit households in the top fifth of income distribution. In 2003, the federal government spent almost twice as distinguished in housing-related tax expenditures and philosophize housing assistance for households in the top income quintile than on housing subsidies for the lowest-income households. Thus, federal housing policy has not responded to the needs of low-income households, while disproportionately benefiting the wealthiest Americans” (2006).

In some communities, former welfare families appear to be experiencing homelessness in increasing numbers, because subsidized housing is so limited and housing prices are so high that “housing is rarely affordable for families leaving welfare for low wages” (NCH, 2006). Coleman and Kerbo assert that there is a “critical shortage” of low-cost rental housing for low-income people who will never be able to own their own home (2006). Millions of units of low-cost housing have been abandoned or converted into more expensive housing in recent years; over a million ‘flophouse’ rooms have been demolished since 1970 (Coleman et al., 2006). In addition, “the average cost of rental housing has grown twice as like a flash as the average income of renters” (Coleman et al., 2006, p. 413). Thus, while the number of poor people has been growing, the supply of affordable housing has been scared (Coleman et al., 2006).

Unfortunately, many homeless shelters need to accommodate those on the excessive waiting lists for public housing for months at a time, straining the shelters’ capacities. For example, New York homeless families in the mid-1990s stayed in a shelter an average of five months before being able to depart to permanent housing (NCH, 2006). The National Coalition for the Homeless reports that in a study of 24 cities, people remained homeless an average of seven months, and 87% of cities reported an increase of the length of time people are homeless in recent years. Longer stays in homeless shelters can result in less shelter space becoming available for other homeless people, who often live in inadequate housing or live on the streets.

The homeless population of the United States faces an increased risk of many hazards that their housed counterparts do not, including dangers from the elements, inadequate food, increased risk of criminal victimization and disapprove crimes, and increased health problems. Authors Coleman and Kerbo point out that “[l]ack of protection from the elements is the most obvious hardship they face” (2006, p. 199) Getting enough food to eat is also a constant danger, and because they spend so much time out on the streets, the homeless are easy targets for both violent and nonviolent criminals (Coleman, 2006).

The homeless experience higher rates of victimization from hate crimes and violence than do housed people. In February, 2007, the National Coalition for the Homeless released a 105-page publication titled Hate, Violence, and Death on Main Street USA: A Report on Hate Crimes and Violence Against People Experiencing Homelessness 2006 whichdetails the 142 violent crimes-including beatings, stabbings, burnings, and rape–against homeless individuals in the past year, the highest number of incidents since NCH’s annual study began in 1999 (2007). This past year’s attacks resulted in 20 fatalities. Attacks have increased 65% from last year, and over 170% since five years ago. (Hate, Violence, and Death [HV&D], 2007). This report strives to “educate the public to the inhumanities facing America’s homeless population” and has played a role in getting laws protecting the homeless passed in Maine and California as well as influencing pending legislation in California, Florida, Maryland, Massachusetts, Nevada and Texas (HV&D, 2007). Between 1999 and 2005, 82 homicides were classified as hate crimes according to the Center for the Study of Disapprove and Extremism at California State University San Bernardino. Hate, Violence, and Death on Main Street USA reports that in the same period of time there were 169 deaths as a result of violent acts directed at homeless people–more than twice the number of deaths than those resulting from categorized hate crimes.” (2007). Michael Stoopes, Executive Director of the National Coalition for the Homeless (NCH) asserts, “It is NCH’s state that many of these acts should be considered disfavor crimes. Crimes against homeless people are motivated by the same intolerance as loathe crimes against people of a clear religious, racial, or ethnic background” (HV&D, 2007). According to the National Coalition for the Homeless, reported incidents of attacks against homeless people are increasing and have reached the highest level in years.

Health problems can be both causes and effects of homelessness. For example, a health problem may prevent someone from going to work, which results in lost income that causes them to be unable to afford housing. Once homeless, the lack of shelter and trustworthy facilities can make it difficult or impossible to maintain proper hygiene which can both cause and worsen illnesses. A lack of shelter increases the risk of parasites, frostbite, ulcers, and infections, as well as an increased risk of physical and psychological trauma from muggings, beatings, and rape (Doak, 2006). The homeless suffer twice the rate of depression (41%) as the general population (23%), and three times the rate of chronic bronchitis and emphysema (22.7%) (Doak, 2006). Experts agree that the homeless suffer from more types of illnesses for longer periods of time, with more harmful consequences than housed people, and health care delivery is also complicated by the homelessness of the patient; it is significantly more difficult to manage diabetes, tuberculosis, HIV, hypertension, malnutrition, severe dental problems, addictive disorders, mental disorders, and chronic diseases in the homeless (Doak, 2006). In addition, “
The homeless have higher mortality rates and die at younger ages than the rest of the population; in 1997 the average age of death for the homeless was 43.3 years, while the average age of death for the general population was 72.6 years (Doak, 2006). Elements of homeless life that encourage early death include exposure to extremes of weather and temperature, crowded shelter living which can increase the spread of communicable diseases like tuberculosis and pneumonia, violence, high frequency of medical and psychiatric illnesses, substance abuse, and inadequate nutrition (Doak, 2006). Socioeconomic conditions contributing to the prevalence of illness and early death in the homeless population include terrible diet, inadequate sleeping locations, contagion from overcrowded shelters, limited facilities for daily hygiene, exposure to the elements, exposure to violence, social isolation, and lack of health insurance (Doak, 2006). “There is a growing belief in the health care field that homelessness needs to be considered in epidemic terms-that massive increases in homelessness may result in a hastened spread of illness and disease, overwhelming the health care system” (Doak, 2006).

Homelessness in the United States is a result of a complex set of events, circumstances, and structural characteristics of society that force people to choose between health care, shelter, food, and other basic needs. To reduce or end homelessness, American communities need to make a collaborative and cooperative attempt to ensure nationwide access to health care, jobs that pay a true living wage, sufficient public support for those unable to work, and especially affordable housing. Congressman Dennis Kucinich aptly states, “We have weapons of mass destruction we have to address here at home. Poverty is a weapon of mass destruction. Homelessness is a weapon of mass destruction. Unemployment is a weapon of mass destruction” (2007).

References

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